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UMB Select Checking®
- $1,000 minimum opening deposit
- Fee waivers and special loan rate discounts
- Earn interest on your account balance
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Access your accounts online or through our app so you can bank from your couch or even the dentist office.
Explore Our Financial Education Resources
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What to do when unemployment benefits expire
Read NowIf you have been laid off, lost your job in a reduction-in-force or were “downsized” for economic reasons, you are likely eligible to collect unemployment through your state. And while these benefits are created to help you have an income...
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Debt strategy comparison: Avalanche or snowball?
Read NowMany Americans live with debt, whether from credit cards, student loans or auto financing, and one of the first steps to financial soundness is managing that debt. According to the Federal Reserve of New York ‡, credit card delinquency rates...
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Financial jargon, banking terms and concepts explained
Read NowFinance is the study and management of money, investments, and other financial instruments. It encompasses everything from personal budgeting to corporate financial strategy and global markets. Understanding finance and banking helps individuals and businesses make informed decisions about spending, saving...
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Mutual funds 101: A reliable and unique investment vehicle
Read NowMutual funds are an investment vehicle with the capability to pool money from multiple investors to purchase a diversified collection of stocks, bonds and other assets. In recent years, mutual funds have often been misunderstood and, at times, overshadowed by...
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Learning the basics: Health savings account (HSA) FAQs
Read NowOpening an HSA can come with a confusing amount of information. Here, we answer some of your most common questions about HSAs. Review and familiarize yourself with how HSAs work so you can feel confident when using this unique financial...
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