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Financial Education

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Explore educational playlists to help you build and secure your financial future.

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UMB

THE HOME OF HOME MORTGAGES.

Purchasing a home is an exciting event, and UMB can help make the experience go smoothly.

UMB Mortgage Solutions
HELOC or second mortgage

Home Equity Line of Credit

Introductory rate as low as 5.49% APR¹ for 24 months*

*After 24 months variable 7.24% - 10.00% APR applies.

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UMB Checking Accounts - Open An Account Online Today

UMB Select Checking®

  • $1,000 minimum opening deposit
  • Fee waivers and special loan rate discounts
  • Earn interest on your account balance
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How to Bank with Us

Access your accounts online or through our app so you can bank from your couch or even the dentist office.

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  • unemployment benefits expire

    What to do when unemployment benefits expire

    If you have been laid off, lost your job in a reduction-in-force or were “downsized” for economic reasons, you are likely eligible to collect unemployment through your state. And while these benefits are created to help you have an income...

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  • Avalanche or snowball debt

    Debt strategy comparison: Avalanche or snowball?

    Many Americans live with debt, whether from credit cards, student loans or auto financing, and one of the first steps to financial soundness is managing that debt. According to the Federal Reserve of New York ‡, credit card delinquency rates...

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  • banking terms to know

    Financial jargon, banking terms and concepts explained

    Finance is the study and management of money, investments, and other financial instruments. It encompasses everything from personal budgeting to corporate financial strategy and global markets. Understanding finance and banking helps individuals and businesses make informed decisions about spending, saving...

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  • mutual funds 101

    Mutual funds 101: A reliable and unique investment vehicle

    Mutual funds are an investment vehicle with the capability to pool money from multiple investors to purchase a diversified collection of stocks, bonds and other assets. In recent years, mutual funds have often been misunderstood and, at times, overshadowed by...

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  • learning basics hsa

    Learning the basics: Health savings account (HSA) FAQs

    Opening an HSA can come with a confusing amount of information. Here, we answer some of your most common questions about HSAs. Review and familiarize yourself with how HSAs work so you can feel confident when using this unique financial...

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UMB Simply Rewards Credit Card

15,000 Bonus Points

And a low introductory APR.
UMB Simply Rewards Visa Credit Card

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