UMB® and Skylight Financial® have partnered to provide companies an industry leading Payroll Card solution. This solution requires minimal fees from the employer saving both time and money; and can substantially reduce the amount of fees charged to an employee for cashing a payroll check at a check cashing facility. Our Payroll Card is an instant issue, Visa® branded card that is welcome anywhere Visa cards are accepted.
Cardholders participating in the program will receive a UMB/Skylight Financial co-branded payroll card. It is Visa-branded and welcome anywhere Visa cards are accepted.
Every payday, funds are loaded onto the payroll card via direct deposit. Cardholders will have access to their funds on payday; eliminating the need for employees to receive a paper payroll check which they would need to cash or deposit into a bank account.
Our payroll card solution includes a unique Skylight Financial Check feature. This convenient check feature allows payroll cardholders the ability to deduct funds from their payroll card and apply these funds to a paper negotiable item. Cardholders dial a toll-free number, disclosing information that identifies them as the authorized cardholder, and then follow a series of prompts to transfer the funds. The Skylight Financial Check can then be cashed for free at participating locations nationwide up to $1,100; but may also be cashed at many check-cashing facilities for a nominal fee.
Questions about your Visa payroll cards? Contact us for more information about payroll cards.
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