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Health Savings Accounts

All HSAs are not equal!

UMB offers a tax free way to save and will provide you and your customers with tools to learn how to save more on each healthcare dollar expense.

Our Health Savings Account (HSA) solution blends the strength of your community financial institutions and UMB Bank. With more than 17 years of experience in the Consumer Directed Health Care industry, UMB has more than $800 million in HSA assets and more than 4.1 million benefit and payment cards from coast to coast. We provide all custodial services which eliminates your need to administrate:

  • Tax reporting
  • Investment options
  • Online balance reporting
  • Monthly statements

The Competitive Advantage

UMB provides a unique, easy to implement HSA system that focuses on helping your customers save money by making informed decisions about their healthcare. The UMB HSA solution provides online enrollment and a secure customer website which offers:

  • Health Care Tools
  • Medical Encyclopedia
  • Hospital Comparisons
  • Marketing Material
  • Health Care Debit Cards to Accountholders

Keys to Success

  • Education: Initial and ongoing sales and referral training
  • Marketing Support: Assistance in developing marketing material, Web site, and developing and tracking a viable marketing plan
  • Continual Support: Relationship managers and experienced service center reps assist individuals, employers and financial institutions with day-to-day questions
  • Competitive Advantage: Insurance neutral wellness tools designed to control medical expenses

For information, contact Andre Trudell at 816.860.7215 or