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Calculators - Should I Refinance My Auto Loan?

See how you can save money every month.
Refinance your current auto loan at our great rate as low as 2.99% APR*
Plus, no payment for 90 days

Dare to compare! Just plug in the information from your current auto loan and see how much UMB can save you each and every month.
Current Auto Loan UMB Refinanced Loan
Fill in the information in the fields marked Required and press the "Calculate UMB Savings" button. The remaining fields will be calculated to find your savings.**
Original Loan Amount Required
 UMB Refinanced Loan Amount
Current Monthly Payment Required
Original Term (# months) Required
 Desired Term of Loan (# months)
Months Left To Pay Required
 New Monthly Payment
Vehicle Year Required:
Original APR Estimate

Your Potential Savings Per Month =   
Total Savings Over Term Of Loan =   

The Annual Percentage Rate (APR) shown includes a waiver of the origination fee, which requires an active UMB Count On More ® Checking account (new or existing). Rate offer applies to vehicle model years 2011-2014. Your APR and payments may be higher depending on collateral. Rates subject to change; subject to credit approval. Must be 18 years or older to apply. Offer does not apply to refinances of existing UMB Bank auto loans. No other discounts apply. Rate applies to consumer titled automobiles only. Finance charges will accrue during the deferral period. Additional terms and conditions apply including vehicle restrictions, such as age and mileage.

**Disclaimer: This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations, and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. UMB is not qualifying you for any credit product.

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