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Customer Service

UMB Visa Personalized Photo Debit Card

Accepted everywhere, our no fee UMB Visa Debit Card is the card that works like a check, only better. Whether you’re shopping around the corner or around the world you can pay for everything without having to write a check or wait for check approval. At stores, restaurants, even online, with our debit card you never have to write a check again.


  • Design Your Card
    Customize your Visa debit card by uploading your own image – your pet, your family, your vacation, your hobbies . . . the possibilities are endless and the result is a card that’s uniquely YOU! Design your card now or try our online card designer demo to see how it works.
  • Debit Card Overdraft Authorization
    Choose how you want your debit card to work for everyday transactions by visiting our Debit Card Overdraft Authorization and Enrollment page.
  • Online Account Access
    View your checking account balance and transaction information with free online banking
  • Convenient Cash Access
    Cash Access at Ultra and PLUS† ATMs
  • Customer Service
    Call toll-free at 800.842.8950
  • Lost/Stolen Cards
    Call 24 hours a day at 800.842.8950
  • Fraud Protection
    You may not be responsible for any unauthorized purchases made with your card or account number
  • Verified by Visa
    Password-protect any UMB Visa card to ensure you’re the only one using it online

For more information about our Visa debit card, contact us or stop by any UMB banking center to speak with a personal banking representative.