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Rewards Checking

“Count on More® Rewards Checking”

It’s time you got rewarded - just for living your life. UMB Count On More® Rewards Checking allows you to earn rewards points for every single transaction you make with your debit card. The more you use it, the more points you get. And with the ability to redeem those rewards checking points on things like travel, merchandise, cash and entertainment, looks like your everyday purchases just got a lot more fun.

What makes it rewarding?

  • Earn 5 rewards points for every debit card transaction1, using your PIN or signature
  • No fee, UMB Visa - Personalized Photo Debit Card
  • Free 24/7 online and mobile banking
  • Free bill pay
  • Access to hundreds of no-fee ATMs across seven states 
  • Get three free non-Ultra ATM transactions each month. UMB fee waiver only, the surcharge fee charged by the ATM owner will not be refunded.
  • 30% discount on non-exclusive checks

How do I qualify for this rewards checking account?

What are some of the rewards?

1 You earn 5 rewards points for every PIN and non-PIN (when credit is chosen at checkout) debit card purchase. Rewards points are not awarded for ATM transactions, cash advances, or any non-purchase activity. If a transaction gets reversed when merchandise is returned or for any other reason, 5 rewards points will be deducted from your total rewards points balance. Your rewards points accrue daily, with your total rewards balance available for redemption updated each month-end. UMB reserves the right to change or cancel this rewards program at any time.

Apply Now   or    Schedule an Appointment to Learn More

Or stop by your nearest UMB Banking Center to learn more.