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UMB Simply Rewards Visa Credit Card

It's time to double up.

With the UMB Simply RewardsTM Visa credit card, you'll earn rewards points on every purchase, including double points on the necessities.

  • Earn 2 points per dollar on gas, groceries, and at discount stores.*
  • Earn 1 point per dollar everywhere else and on balance transfers.*
  • Earn 1,000 bonus points with your first purchase made within 60 days of account opening.*
  • Design your card. Upload a photo and create a UMB card that is uniquely YOU. Add a photo of your family, your pet, your vacation, a selfie - the possibilities are endless. Learn more and experience our online demo to see how it works.
  • Fraud Protection. You are not responsible for any unauthorized purchases made with your card or account number.**
  • Auto Rental Insurance. Provides 24-hour coverage for damage due to collision or theft.**
  • Travel and Emergency Assistance. Provides emergency assistance including medical referrals, legal referrals and emergency ticket replacement.**
  • Travel Accident Insurance. Receive up to $500,000 travel/accident insurance when you charge airplane, train, ship or bus tickets on a licensed common carrier with your UMB Visa Simply Rewards card.**

    Apply Now   or    Schedule an Appointment to Learn More
      Click Here to view a printable version of the UMB Simply Rewards Visa Application.


  • View your account balance, transaction history and make payments online with Online Banking
  • Redeem your points through the online UMB Rewards Catalog.
  • Customer Service: Call toll-free at 800.821.5184.
  • Lost/Stolen Cards: Call 24 hours a day at 800.821.5184.

For more information, please contact us or stop by any UMB banking center to speak with a personal banking representative.

*See Rewards Program Rules for complete details of the UMB Visa Simply Rewards Program.
**Zero Liability does not apply to PIN transactions not processed by VISA, or certain commercial card transactions. You must notify your financial institution immediately of any unauthorized use.