Notice to UMB Cardholders – Click here if you recently received a replacement card as a result of a potential compromise.

UMB Text Banking

Any SMS enabled mobile device can be used for mobile banking. Once enrolled, you simply text your command to 50106. Download a printable list of UMB Mobile SMS/Text commands.


  • View your account balance
  • Review your transaction history
  • Transfer money between accounts
  • Pay bills and view payment history
  • Find nearby ATMs and Banking Centers
  • Receive account text alerts

UMB Mobile Banking Text Phone