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Auto Loans

UMB offers low, fixed rate auto loans on new or used cars. But did you also know you can close on your loan at any UMB banking center and drive home in your new car within the same business day?


  • Pre-approval gives you the negotiating power of a cash buyer
  • Flexible terms let you choose from different loan terms depending upon the model and year
  • No pre-payment penalty means you can pay off your loan early
  • Convenient payment methods give you the option of how and where to pay

UMB also offers credit protection on auto loans and refinancing on current auto loans.

For new and used vehicle pricing and information, visit the National Automobile Dealers Association ‡ (N.A.D.A.) Web site. Then use the UMB online loan calculator to determine monthly payments based on various loan balances and various loan terms. When you’re ready, simply apply online for an auto loan from UMB.

For more information about our products and services, please contact us via phone or e-mail or visit any UMB banking center.