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Home Improvement Loan Application

How much do you need to borrow?

* and * over months

About the property you want to improve

*
*, *, * ,
*, * , purchased for
*, * , purchased in
Are you applying individually or jointly?
You need only complete the Borrower section.
Complete Borrower section and the Co-Borrower section to the extent possible.
Please complete the Borrower and Co-borrower sections.

About you, the borrower

*
* (mm/dd/yyyy)
(ages )
* (xxx-xx-xxxx)
Marital status
* (xxx) xxx-xxxx
*
Address
*
*, *, * ,
Time at address and

Monthly housing cost
Own or rent*
*
(xxx) xxx-xxxx
Current employer
*
* (gross)
Time at employer and

Bank
Account type
Information for Government Monitoring Purposes
Race

Ethnicity
Sex
This information is requested for certain types of loans related to a dwelling in order to monitor the lender's compliance with Equal Credit Opportunity, Fair Housing, and mortgage disclosure laws. (More)

References

Reference Relative 1
† Not living with you
(xxx) xxx-xxxx
Relationship
Reference Relative 2
† Not living with you
(xxx) xxx-xxxx
Reference Friend
† Not living with you
(xxx) xxx-xxxx

IMPORTANT INSURANCE INFORMATION

  • CREDIT LIFE AND ACCIDENT AND HEALTH INSURANCE ARE NOT DEPOSITS OR OTHER OBLIGATIONS OF, OR GUARANTEED BY, UMB BANK OR ANY AFFILIATE OF UMB FINANCIAL CORPORATION.
  • CREDIT LIFE AND ACCIDENT AND HEALTH INSURANCE ARE NOT INSURED BY THE FEDERAL DEPOSIT INSURANCE COPORATION (FDIC) OR OTHER AGENCY OF THE UNITED STATES, ANY STATE AGENCY, UMB BANK OR ANY AFFILIATE OF UMB FINANCIAL CORPORATION.

INSURANCE PRODUCTS MAY BE PURCHASED FROM AN AGENT OR BROKER OF THE APPLICANT'S CHOICE. UMB BANK MAY NOT CONDITION AN EXTENSION OF CREDIT ON EITHER:

  • APPLICANT'S PURCHASE OF AN INSURANCE PRODUCT FROM UMB BANK OR ANY OF ITS AFFILIATES; OR
  • APPLICANT'S AGREEMENT NOT TO OBTAIN, OR A PROHIBITION ON APPLICANT FROM OBTAINING, AN INSURANCE PRODUCT FROM AN UNAFFILIATED ENTITY.

Everything that I/we have stated in this application is correct to the best of my/our knowledge. I/we understand that you will retain this application whether or not it is approved. You are authorized to check my/our credit and my/our employment history and to answer questions about your credit experience with me/us. I hereby acknowledge that I have read the Important Insurance Disclosure above. I understand that I can print and retain such disclosure if I so choose.

Apply now:

Our bank complies with Section 326 of the U.S.A. Patriot Act. This law mandates that we verify certain information about you while processing your account application.

Information for Government Monitoring Purposes. This information is requested by the Federal Government for certain types of loans related to a dwelling in order to monitor the lender's compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws. You are not required to furnish this information, but are encouraged to do so. You may select one or more designations for “Race.” The law provides that a lender may not discriminate on the basis of this information, or on whether you choose to furnish it. If you furnish the information, please provide both ethnicity and race. However, if you choose not to furnish the information, and you have made this application in person, under Federal regulations the lender is required to note ethnicity, race, and sex on the basis of visual observation or surname. If you do not wish to furnish the information, please check “I do not wish to furnish this information.”

If you are experiencing difficulty with this application, please notify our support team of the issue.

Please see our Collecting Personal Info page for questions about UMB's customer identification program.