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Traditional IRAs

The traditional IRA is a well-known means for providing people with tax-deferred retirement savings. A traditional IRA can be established to accept contributions up to the lesser of 100 percent of compensation or the Contribution Limit. IRA owners who will attain the age of 50 during the year can contribute an additional amount. (See table below.) The contribution limit for a traditional IRA must be reduced by Roth IRA contributions.

Year

Contribution Limit

Contribution Limit if over age 50

2014

$5,500

$6,500

2015

$5,500

$6,500

 For additional information regarding a traditional IRA, please visit the IRS website regarding this topic.
 

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