Small Business Checking Account Comparison

UMB has three checking solutions that provide you with the services you need to manage your business finances, including Small Business Checking, Small Business Checking Plus and Small Business Treasury Solutions Checking. 

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Account Features & Additional ServicesSmall Business Checking
Small Business Checking Plus
 
Small Business Treasury Solutions Checking
Minimum Balance to open$100$100$100
Free debits per billing cycle70
$0.40 each additional
150
$0.30 each additional
150
$0.30 each additional
Free credits per billing cycle30
$0.40 each additional
40
$0.30 each additional
40
$0.30 each additional
Free deposited items per billing cycle100
$0.40 each additional
300
$0.30 each additional
300
$0.30 each additional
Transaction count exclusionsACH Credits and Debit Card transactionsACH Credits, ACH Debits and Debit Card transactionsACH Credits, ACH Debits and Debit Card transactions
Check ImagingFreeFreeFree
Online Bill PayFreeFreeFree
Free Change Orders per billing cycleUnlimitedUnlimitedUnlimited
Coin and Currency deposit limit per billing cycleUnlimitedUnlimitedUnlimited
QuickBooks® access per billing cycle$9.95 for first 30
$0.50 each additional
$9.95 for first 30
$0.50 each additional
Included
Remote Deposit$35 per month$35 per monthIncluded
Monthly Service Charge$10$30$75
Average Collected Balance to waive Monthly Service Charge$2,500$15,000$30,000

For more information, please contact us via phone or e-mail or visit any UMB banking center.