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Small Business Checking Plus

Designed for our small business customers with a moderate- to high-transaction volume, Small Business Checking Plus helps take the burden of banking away and lets you focus on things that are more important — like your customers and clients.


  • No monthly fee with a $15,000 average collected balance. A $30 service charge will be assessed if your average collected balance falls below $15,000 during any given billing cycle. (Account must be opened with a $100 minimum deposit).
  • Free online account access and bill payment.
  • 40 free credits per billing cycle.*
  • 150 free debits per billing cycle.*
  • 300 free deposited items per billing cycle.*
  • No charge for check imaging.

For more information, visit any UMB banking center or contact us via phone or e-mail.

*$0.30 per credit, debit or deposited item over the free allotment. Electronic credits (including Elavon merchant services settlement credits) and Electronic debits (including Direct Deposit of Payroll ACH origination) are always free and do not count against allotted credits or debits. Transfers completed through online banking or UMB Business Direct ( phone banking) are always free and not included in the free credits or debits. Visa® Business Check card debits are always free and do not count against allotted debits, unless a non-Ultra ATM is used