Notice to UMB Cardholders – Click here if you recently received a replacement card as a result of a potential compromise.

Online Banking

Access your UMB checking and savings accounts or pay your bills 24 hours a day, seven days a week when it’s most convenient for you. When you bank online with UMB, your account information is protected through secure firewall technology.

Current Customers:
If you are a current online banking user, you can sign in to view your account information.


  • Go paperless
  • Check account balances
  • View transaction history
  • Transfer funds between accounts
  • Free, unlimited online sessions
  • Check image viewing and printing
  • Toll-free technical support
  • Enhanced Bill Pay
  • Easy ways to access your online accounts:
  • Visit
  • Use QuickBooks® software
  • Use Quicken® software


Check out a quick demo of online banking now. For more information, contact us or visit any UMB banking center.

Features of UMB Web Exchange®

Need a little more engine to your online banking? Web Exchange utilizes the speed, efficiency and security of the Internet to help successful companies conduct all of their banking electronically. Web Exchange allows access for:

  • Robust, real-time information reporting with the ability to filter, sort and save customized reports
  • Flexible information exporting options to feed existing systems
  • E-mail alerts for proactive business decisions
  • Streamlined transactions with real-time account transfers
  • Online, real-time stop payment placement with automatic renewal capability up to 720 days
  • Improved security features including customer self-administration functionality
  • Online Positive Pay decisioning for Bank Match and/or Customer Match
  • Online ACH origination
  • Account to Account transfer
  • And, you can rest assured that your Internet connection is secure and private since Web Exchange uses 128-bit Secure Sockets Layer (SSL) encryption technology.

For more information, contact us or visit any UMB banking center.