Community Reinvestment Act

The Community Reinvestment Act (CRA) of 1977 was implemented by the regulatory agencies to ensure banks record their efforts in helping to meet the credit needs of its entire community, including low- and moderate-income neighborhoods. It also requires insured depository institutions make small business, small farm, and community development lending activities publicly available.

Community Reinvestment Act

The Community Reinvestment Act (CRA) of 1977 was implemented by the regulatory agencies to ensure banks record their efforts in helping to meet the credit needs of its entire community, including low- and moderate-income neighborhoods. It also requires insured depository institutions make small business, small farm, and community development lending activities publicly available.

If you have questions about the bank's CRA performance or would like a copy of the public file, please email CRA@umb.com. Please note that there is a cost to print and/or mail copies of the bank’s CRA public file.

UMB Bank, n.a., Headquartered at 1010 Grand Boulevard, Kansas City, Missouri

These files are made available to the public. Upon request, the bank can provide paper copies and in accordance with the regulation, may charge a reasonable fee for the cost of copying and mailing (if applicable). Files are required to be current as of April 1 of each year.

Public Files

Assessment Area Maps

Branch Information

CRA Disclosure Statements

HMDA Disclosure Statements

CRA Performance Evaluations

Bank Products and Services

Public Comments

 

Last Updated: June 2020

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