Business Finance
Grow with us
As your business needs change and evolve, you need dependable business financing to support your strategy. Whether you’re launching a new product, planning an expansion or maximizing cash flow, start with us.
Business Finance
Grow with us
As your business needs change and evolve, you need dependable business financing to support your strategy. Whether you’re launching a new product, planning an expansion or maximizing cash flow, start with us.
More than a century of experience
Since 1913, we’ve been working alongside businesses to develop sound financial plans and solutions that help them grow and thrive in all stages.
Responsive service
At UMB, your business is not just a number. We get to know you, your goals and your values so we can be a partner for the long-term with one-on-one support and direct access to your UMB team.
Strategic insight
By leveraging our insights and expertise, we can help you seize opportunities, plan for the short- and long-term, and invest assets strategically.
Business lending
We can help provide the financing and capital solutions you need to take your business to the next level.
Business credit cards
Find the right business credit card for your company with more options, more flexibility, more control and more protection.
Specialty finance
We offer a suite of working capital solutions that range from accounts receivable purchases and invoice financing to asset based loans, and from mezzanine debt to minority equity investments.
What you can expect
- Financial consultations to help you make savvy decisions
- Flexible loan structures and unique solutions
- Deep industry expertise
- Direct access to your UMB relationship officer
- Robust online account management
- Full-service suite of banking and lending opportunities
Commercial real estate financing
Business real estate is a big deal. Whether you’re developing, renovating or purchasing, you need a lender you can depend on to follow through, follow up and help you follow your plans.
Learn MoreThree keys to success for your commercial card program
There are more components to commercial card programs now than ever before, and corporate cards need to provide more benefits for their users than simply a payment method.
Managing business cash flow challenges in a stressed economy
Business owners must constantly adapt, shift and reprioritize based on demand, supply, market conditions and what may be on the horizon. As a first step, you may benefit from analyzing business cash flow and income generating polices.
Small business lending
If you’re looking to finance your small business, we are ready to help. Connect with our business financial specialists today to schedule a consultation.
Treasury management
No matter the size of your operations, we roll up our sleeves to help you with the everyday details of your business, so you can plan, move and protect your cash flow on your terms.
Industry expertise
We’ve been in business for more than 100 years, which has allowed us to cultivate expertise in a wide variety of industries.