Business Finance

Grow with us

As your business needs change and evolve, you need dependable business financing to support your strategy. Whether you’re launching a new product, planning an expansion or maximizing cash flow, start with us.

Connect with us today

Business Finance

Grow with us

As your business needs change and evolve, you need dependable business financing to support your strategy. Whether you’re launching a new product, planning an expansion or maximizing cash flow, start with us.

Connect with us today

More than a century of experience

Since 1913, we’ve been working alongside businesses to develop sound financial plans and solutions that help them grow and thrive in all stages.

Responsive service

At UMB, your business is not just a number. We get to know you, your goals and your values so we can be a partner for the long-term with one-on-one support and direct access to your UMB team.

Strategic insight

By leveraging our insights and expertise, we can help you seize opportunities, plan for the short- and long-term, and invest assets strategically.

Business lending

We can help provide the financing and capital solutions you need to take your business to the next level.

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Business credit cards

Find the right business credit card for your company with more options, more flexibility, more control and more protection.

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Specialty finance

We offer a suite of working capital solutions that range from accounts receivable purchases and invoice financing to asset based loans, and from mezzanine debt to minority equity investments.

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What you can expect

  • Financial consultations to help you make savvy decisions
  • Flexible loan structures and unique solutions
  • Deep industry expertise
  • Direct access to your UMB relationship officer
  • Robust online account management
  • Full-service suite of banking and lending opportunities

Commercial real estate financing

Business real estate is a big deal. Whether you’re developing, renovating or purchasing, you need a lender you can depend on to follow through, follow up and help you follow your plans.

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The benefits of a commercial credit card for practice finance

Many professional practice owners, such as dental, vision or veterinary, use their personal credit card for business purchases. While this may seem like a beneficial option from a rewards and convenience perspective, having a commercial credit card that is specifically designed to meet the needs of businesses should not be overlooked.

Kansas City’s booming commercial real estate industry

Kansas City’s office and industrial vacancy rates are near all-time lows, and investors continue to show interest in one of the Midwest’s fastest-growing cities. But questions abound as the commercial real estate (CRE) industry continues its dominant run. Ned Smith, senior vice president and Kansas City commercial real estate team lead at UMB Bank, discusses the trends impacting the region’s robust CRE activity.

Small business lending

If you’re looking to finance your small business, we are ready to help. Connect with our business financial specialists today to schedule a consultation.

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Treasury management

No matter the size of your operations, we roll up our sleeves to help you with the everyday details of your business, so you can plan, move and protect your cash flow on your terms.

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Industry expertise

We’ve been in business for more than 100 years, which has allowed us to cultivate expertise in a wide variety of industries.

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Bank deposit products provided by UMB Bank n.a., Member FDIC. Equal Housing Lender

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