UMB is a working capital lender that offers flexible accounts receivable financing. We can help you turn your current business volume into funds to help you grow, engage in acquisitions or cover your cash flow needs.
UMB is a working capital lender that offers flexible accounts receivable financing. We can help you turn your current business volume into funds to help you grow, engage in acquisitions or cover your cash flow needs.
Our relationship-based model permits us to fully understand the needs of your business before we construct a collaborative financing package, all with speed to decision-making.
We build a relationship through direct communication with your team, transparent deal details and a consistent delivery model so you can feel confident from initial deal discussions to closing.
Our complete solution for specialty financing is complemented by our full-service banking and treasury management offerings. We can meet your needs no matter where you are in your business cycle.
Many businesses experience challenges when looking to secure traditional financing, usually due to tighter credit requirements, reduced liquidity or significant growth. If you're looking to access funds quickly to meet daily business demands, working capital financing may be the solution for you. We typically serve small to middle market companies with annual revenues of $2 million to $450 million. We can provide the necessary working capital with facility sizes from $200 thousand to $35 million when traditional bank financing is unavailable to meet your needs.
Accounts receivable financing is a flexible option for companies that have significant amounts of day-to-day expenses or require consistent cash flow to maintain quality service. Your working capital can help improve your spending power and enhance your operations management.
Once your accounts receivable have been reviewed, you can choose to leverage all of them or just a portion to meet your current need.
Benefits:
If you need maximum financial flexibility, our Advance Plus solution may be the best solution for you. Advance Plus operates like a ledgered line of credit, with flexible draw amounts and no wait times.
Benefits of Advance Plus line of credit:
Our financing solutions help put your working capital and fixed assets to work for you by structuring deals that allow you to leverage your assets to cover expenses for your next step.
Learn moreWe provide flexible mezzanine debt and minority equity investment solutions so you can take your business to the next level.
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