Asset Based Lending
Flexible asset-based lending opportunities
Our financing solutions help put your working capital and fixed assets to work for you by structuring deals that allow you to leverage your assets to cover expenses for your next step.
Asset Based Lending
Flexible asset-based lending opportunities
Our financing solutions help put your working capital and fixed assets to work for you by structuring deals that allow you to leverage your assets to cover expenses for your next step.
Collaborative solution
Our relationship-based model permits us to fully understand the needs of your business before we construct a collaborative financing package, all with speed to decision-making.
Transparency and trust
We build a relationship through direct communication with your team, transparent deal details and a consistent delivery model so you can feel confident from initial deal discussions to closing.
Long-term partner
Our complete solution for specialty financing is complemented by our full-service banking and treasury management offerings. We can meet your needs no matter where you are in your business cycle.
We serve middle-market companies with annual revenues from $10 million to $300 million by providing financing solutions delivered with an individualized approach to account management.
Our dedication, resources, and long-term vision, combined with the quality of our people, help us deliver fast paced, innovative, and entrepreneurial solutions to you and your company. We provide asset based financing up to $50 million via lines of credit secured by accounts receivable and inventory, and term loans supported by equipment, real estate and cash-flow.
With more than 100 years of experience, UMB provides strength, responsibility and best business practices to middle market companies across the nation.
Industry specialties
- Manufacturers
- Distributors
- Retail
- Staffing services
- Rediscount lines
Our Clients
UMB provides asset-based lending solutions to traditional and non-traditional industries. We get to know your specific business, your future goals, the challenges you face today and tomorrow, and what financing solution can help you succeed. Our experienced team has worked with a variety of industries and private equity investors. By combining our experience with an understanding of your unique needs, we can build a custom asset-based lending solution that helps put your working capital to work for you. We support manufacturing, commercial finance companies, retail, staffing services, oil and gas, lumber and more.
$13,317,000
Revolving Line of Credit
Equipment Term Loan
"The UMB team is a great group of professionals that have excellent knowledge in our business. Their ability to listen and work with their customers in good times and bad makes them stand above the rest"
— Neil Holms, CFO
Cedarlane Natural Foods, Inc.
A Portfolio Company of:
$21,000,000
Revolving Line of Credit
CapEx Line
Financing Arranged By:
A Portfolio Company of:
$27,500,000
UMB as Joint Lead Arranger
Revolving Line of Credit
$10,000,000
Revolving Line of Credit
Cash Flow Loan
“We are excited about our new relationship and facility with UMB,”
“UMB demonstrated the capacity and flexibility that Scott’s needed, enabling us to close the Biz and Dryel acquisition during difficult financing markets. We are excited about entering into a long-term, value creating partnership with UMB.”
— Kevin A. Paprzycki, CFO and Director
Scott’s Liquid Gold
Accounts receivable financing
Your accounts receivable is the key to unlocking improved spending power and enhanced operations management.
Mezzanine debt and minority equity investments
We provide flexible mezzanine debt and minority equity investment solutions so you can take your business to the next level.