Asset Based Lending
Flexible asset-based lending opportunities
Our financing solutions help put your working capital and fixed assets to work for you by structuring deals that allow you to leverage your assets to cover expenses for your next step.
Asset Based Lending
Flexible asset-based lending opportunities
Our financing solutions help put your working capital and fixed assets to work for you by structuring deals that allow you to leverage your assets to cover expenses for your next step.
Collaborative solution
Our relationship-based model permits us to fully understand the needs of your business before we construct a collaborative financing package, all with speed to decision-making.
Transparency and trust
We build a relationship through direct communication with your team, transparent deal details and a consistent delivery model so you can feel confident from initial deal discussions to closing.
Long-term partner
Our complete solution for specialty financing is complemented by our full-service banking and treasury management offerings. We can meet your needs no matter where you are in your business cycle.
We serve middle-market companies with annual revenues from $10 million to $300 million by providing financing solutions delivered with an individualized approach to account management.
Our dedication, resources, and long-term vision, combined with the quality of our people, help us deliver fast paced, innovative, and entrepreneurial solutions to you and your company. We provide asset based financing up to $50 million via lines of credit secured by accounts receivable and inventory, and term loans supported by equipment, real estate and cash-flow.
With more than 100 years of experience, UMB provides strength, responsibility and best business practices to middle market companies across the nation.
Industry specialties
- Manufacturers
- Distributors
- Retail
- Staffing services
- Rediscount lines
Our Clients
UMB provides asset-based lending solutions to traditional and non-traditional industries. We get to know your specific business, your future goals, the challenges you face today and tomorrow, and what financing solution can help you succeed. Our experienced team has worked with a variety of industries and private equity investors. By combining our experience with an understanding of your unique needs, we can build a custom asset-based lending solution that helps put your working capital to work for you. We support manufacturing, commercial finance companies, retail, staffing services, oil and gas, lumber and more.
$7,400,000
RLOC, Equip Term Loan
Real Estate Term Loan
CapEx Line
"UMB is a lender that truly understands our business needs! Brandie Pasquinelli and her team were very accommodating and were excellent to work with during the refinance process!"
— Josh Downs, CFO
Prestige Farms, Inc.
$18,000,000
Revolving Line of Credit
Equipment Term Loan
“Finding a lender who can work with us during the ups and downs of our industry is critical. The UMB Team worked hard to understand our business and challenges such as seasonality and the regulatory environment. They showed flexibility in putting together a structure that not only meets our needs but also allows us to grow the business going forward.”
— Boyd Kreglow, CFO
Blaschak Coal Corp.
$7,000,000
Revolving Line of Credit
"“UMB provided Arch Auto Parts with additional working capital to keep growing and improving, so more repair shops and DIY parts shoppers in Brooklyn, Queens, and Long Island can get the OE-quality parts at discount prices they need. NY-Fast.”
— Tom Henner, President and CFO
Arch Auto Parts
$7,000,000
Revolving Line of Credit
“UMB delivered on their proposal and took the time to understand our business. We look forward to the partnership and appreciate their understanding of our growth needs.”
— Karen Nichols, EVP & COO
Midwest Quality Gloves, Inc.
Accounts receivable financing
Your accounts receivable is the key to unlocking improved spending power and enhanced operations management.
Mezzanine debt and minority equity investments
We provide flexible mezzanine debt and minority equity investment solutions so you can take your business to the next level.