Commercial Capital Markets
Capital markets capabilities calibrated for our Commercial Bank clients
The UMB Commercial Capital Markets team delivers the same structuring sophistication, pricing and execution provided
by the largest banks — applied to the scale, structure and pace of our clients’ business needs.
From raising capital to managing risk
As businesses grow, financial needs grow more complex — larger credit facilities, greater rate exposure, commodity price risk. Our specialized desks exist to help you navigate exactly those needs.
A consultative approach
Our team shares market context, historical perspective and a clear view of the options at each decision point, so clients can shape transactions to their capital structure and risk tolerance.
Integrated with your UMB banking relationship
From early conversations through execution, we work alongside your UMB banker and stay engaged through the life of the transaction.
WHAT WE OFFER
Loan syndications
We structure and arrange multi-bank credit facilities for middle-market borrowers whose capital needs have outgrown a single-bank relationship.
Our team works alongside the existing lending relationship from credit structuring through marketing, allocation, documentation and close — and we remain involved for amendments, upsizes and follow-on transactions.
Interest rate derivatives
We help borrowers manage interest rate risk through a full suite of derivatives products — swaps, caps and collars — tailored to each client’s capital structure and risk tolerance.
Our team brings the market context and historical perspective clients need to think through whether, when and how much to hedge.
Energy hedging
We provide oil and gas producers with price protection on their production as an integrated extension of their UMB energy lending relationship.
Swaps, puts and collars are sized to each borrower’s production profile and facility requirements, with hedge exposure secured by the underlying reserve-based loan collateral.
