Agribusiness
Agriculture loans and banking solutions
We offer all the solutions and services you need to foster the future of your business. But more importantly, we provide the thoughtful planning and guiding you can only get from an agribusiness banking partner that still believes in digging in, rolling up our sleeves and truly getting to know you.
Specialized insight
We understand the unique business needs of the agriculture industry, and we have a specialized team who can help you strategically plan for the short- and long-term, through all kinds of economic cycles and trends
True partnership
At UMB, your business is not just a number. We get to know you, your goals and your values so we can be with you every step of the way, through every season.
Comprehensive solutions
We are a full-service bank with comprehensive products and services that allow you to effectively and efficiently manage and finance your agribusiness.
Your partner for all seasons
Agribusiness comes with ups and downs that change with the seasons, which is why you need a stable partner for all circumstances. You need a partner with a proven past that can help you thrive in the present and plan for the future.
Solutions for farmers and ranchers
With UMB, you can access lines of credit that help you get through your day-to-day operating needs, whether it’s funding expenses related to livestock and feed, or covering the costs of input for grain operations. Our equipment lending can help you access the most up-to-date tools to improve efficiency and output. We also provide real estate loans which enable you to grow your operation over time.
Serving America’s processors
Your business comes with unique challenges, and your success depends on the ability to act quickly. We know you’re busy handling the day-to-day demands of your company. Let us help you with your moment-to-moment cash flow needs of your agricultural processing business through our working capital lines of credit. And, we finance all types of equipment, such as processing equipment, food handling and refrigeration tools, distribution equipment, as well as trucks and trailers
Business lending
We can help provide the financing and capital solutions you need to take your business to the next level.
Treasury services
We deliver a suite of treasury solutions from receivables and payables management, to fraud mitigation tools and payroll services.
Business credit cards
Find the right business credit card for your company with more options, more flexibility, more control and more protection.
Banking services that nurture your business
At UMB, personalized planning and guidance comes standard with every financial tool in the shed. You can take advantage of the following services, and more:
What AG Means to UMB
"We understand the hard work involved with getting food to America's tables, and UMB is proud to be a part of it."
Mariner Kemper
,chairman, president and CEO, UMB Financial Corporation
Building relationships in agribusiness
UMB Bank has been serving clients in the agribusiness industry for more than 100 years by being a trusted partner and financial expert. We take a look at the importance of these relationships through the eyes of our clients.
Watch Videos:
-
UMB Bank + KBH Equipment: An inside look at an agribusiness relationship
Read NowUMB has been involved in agriculture (ag) since our founding more than 100 years ago. We started in this business in 1913 in Kansas City, Missouri, which at the time, was the heart of our country’s ag industry. Fast forward...
-
Planning your harvest cash flow and setting a strategy
Read NowAlong with harvest planning, pre-harvest is a critical time of the year for farmers to take a good look at their marketing and financial situation. It can be a good time to review your crop projections to see how they...
-
Optimism in farm country
Read NowWhen asked about the outlook for agricultural commodities, I simply go back to the most basic economic equation – supply and demand. For decades, the world has been able to produce more agricultural commodities than what there was demand for...
-
Financial outlook for agriculture in 2023
Read NowLance Albin, president of agribusiness at UMB, recently spoke with Jaren Flinn, host of Bulk Loads ‡ podcast, about his financial outlook for agriculture in 2023. Agriculture outlook Here are five key takeaways for the agriculture industry this year: Pricing...
-
The importance of working capital in agribusiness
Read NowTo many bankers and financial lenders, working capital is perhaps the most important financial element to an operation. But for many producers, it’s not a priority until it is. I’ve heard it compared to oxygen in the human body –...