Banking APIs
The Banking Partner You Can Grow With
UMB is helping our partners achieve rapid growth through banking technology. We offer a full suite of banking APIs to help you flourish.
WHY UMB FOR BANKING APIS
SERVICE DOMAINS
Risk
This includes all the services that will help identify risk and compliance for the bank. An example of these types of services would be those that would address “out of wallet” type questions when creating an account.
Security
Security services will allow a user or company to “authenticate” to the UMB core framework and would be “authorized” to execute services. Logging in as a user using a user ID and password would be an excellent example of security services.
Information
These services involve content and the management of structured or unstructured data. The primary example of information services is being able to retrieve a document that a user may want to review.
Accounts
These services revolve around anything account related.
Channels
The channels category contains services around things like locations, consents and other similar concepts.
Payments
Paying a bill or transferring funds from one account to another is what the payments category is all about.
Deposits
Depositing and withdrawing funds are important to a bank. This category contains the different services needed to perform and oversee activity.
Lending
Lending money, or even increasing lending limits. This is where these kinds of services are grouped.
Customer
Understanding the customer and being able to search and modify their information is what the customer category is all about.
Marketing
Products that are configured and sold as well as the rates to which they are sold at are one part of the marketing category.