Banking APIs

The Banking Partner You Can Grow With

UMB is helping our partners achieve rapid growth through banking technology. We offer a full suite of banking APIs to help you flourish.

WHY UMB FOR BANKING APIS
SERVICE DOMAINS

Risk

This includes all the services that will help identify risk and compliance for the bank. An example of these types of services would be those that would address “out of wallet” type questions when creating an account.

Security

Security services will allow a user or company to “authenticate” to the UMB core framework and would be “authorized” to execute services. Logging in as a user using a user ID and password would be an excellent example of security services.

Information

These services involve content and the management of structured or unstructured data. The primary example of information services is being able to retrieve a document that a user may want to review.

Accounts

These services revolve around anything account related.

Channels

The channels category contains services around things like locations, consents and other similar concepts.

Payments

Paying a bill or transferring funds from one account to another is what the payments category is all about.

Deposits

Depositing and withdrawing funds are important to a bank. This category contains the different services needed to perform and oversee activity.

Lending

Lending money, or even increasing lending limits. This is where these kinds of services are grouped.

Customer

Understanding the customer and being able to search and modify their information is what the customer category is all about.

Marketing

Products that are configured and sold as well as the rates to which they are sold at are one part of the marketing category.

Connect with UMB to schedule your open banking consultation. We are ready to help you create a sophisticated customer experience.