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Practice Solutions

Banking and financing solutions to support your practice

Grow and manage the practice you’ve always wanted with specialized banking and lending solutions and experienced guidance every step of the way. 

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Specialized in your practice

Dental, medical, optometry, veterinary and more – We have the specialized industry expertise to help you achieve your financial goals.

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A tailored approach

Your practice’s unique needs are the focus of our financial approach. We take a holistic perspective to help your practice today and into the future.

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Experience you can trust

Since 1913, we’ve been at the forefront of banking with stability and integrity through every economic cycle.

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Two medical professionals at a desk, clinician with stethoscope pointing a pen at a laptop beside a clipboard.

Your practice is our business. Connect with a financial specialist today.

Count on an advocate for your practice

The needs of your practice will always change. With UMB, you have an advisor you can turn to today and into the future. Someone who can offer the right solutions and connections to other industry leaders when you need them, with the success of your practice in mind.

Unlock your buy-in or acquisition opportunities

Looking to purchase, buy into or acquire a practice? Ready to bring on a new partner, open additional locations or invest in new systems or technology? We’re here to help. Your Practice Solutions Relationship Manager will help you determine the best opportunities and coordinate the process.

Take your practice to the next level

With the guidance of your Practice Solutions Relationship Manager, you’ll know how to plan and provide for your growth. From debt restructure to customized solutions designed around your unique needs. We can help you position your business for success now and well into the future.

Insights from the UMB Practice Solutions team

Whether you're growing a dental practice, expanding a veterinary clinic, or planning your next move in medical or optometry, our team is here to help. Watch these videos for practical guidance on acquisitions, financing options and strategies to support you at every stage. 

Expanding or relocating?

Our specialists discuss some top considerations.

Ready to acquire or buy-in?

Here's what you need to know.

Expanding your team?

Top tips for adding an associate.

Here are just a few of the financial solutions your dedicated Practice Solutions Relationship Manager can customize for you.

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Practice acquisitions
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Buy-ins and buy-outs
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Commercial real estate
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Tenant improvements
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Working capital financing
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Equipment loans
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Expansion and construction loans
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Debt and credit restructuring
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Payroll solutions
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Merchant services
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Online account management
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Wealth management services

Questions about banking and financing for your medical and healthcare practice? UMB has answers.

    Yes, it is very common for recent graduates to have student loans. Your UMB Practice Solutions Relationship Manager will approach your application holistically, viewing all financial aspects in our decision-making process. We can tailor our solutions to your situation. 

    If you’re contemplating a major purchase before applying for practice financing, or during application review, we recommend having a conversation with your dedicated Practice Solutions Relationship Manager to discuss how this may affect your application. UMB provides more than just financing for your practice, and our specialists are here to support your financial journey, including homeownership. 

    The amount of cash needed for a practice loan is determined by several factors. It’s a good idea to talk to a UMB Practice Solutions Relationship Manager about your goals when you first request financing, so they can tailor a solution to your needs. 

    Yes, there are programs available to finance up to 100% of the purchase price. Start by talking to a UMB Practice Solutions Relationship Manager. They can help you determine the best strategy to accomplish your goals and support you during this important financial decision.

    As a first step, reach out to a UMB Practice Solutions Relationship Manager to discuss how best to prepare for your future. We value the relationship and trust our clients place in us, and can support you along your ownership path to best position you to accomplish your goals.

    Yes, we have the experience to guide you through the process of construction, tenant improvements and renovations. Connect with your UMB Practice Solutions Relationship Manager to discuss solutions that are right for you.