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UMB as your Financial Partner for Business Banking

We will work for you and your business

We are ready to help you reach your goals with a partnership that keeps you and your business moving forward. See how we build relationships through the eyes of our clients.

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Learn why UMB should be your financial partner. We will work for you and your business.

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Focused on you

At UMB, your business is not just a number. We get to know you, your goals and your values so we can assist you throughout your business lifecycle.

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Strategic insight

We review your unique business needs and help you optimize your opportunities while strategically planning for the short- and long-term.

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Expertise and experience

Our team is made up of experienced professionals with deep technical knowledge, broad skill sets, and a robust understanding of the industries we serve and their unique needs.

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Take a look at some of our latest insights

  • employee health wealth

    Support employee health and wealth: Spending account benefits guide

    In today’s economy, it’s more important than ever for employers to focus on attracting and retaining employees. The current competitive market environment and higher expectations from candidates mean employers need to differentiate themselves, and one way to do this is...

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  • Hoffman client story

    Client story: How Hoffmann Brothers are navigating rapid growth

    Living and working in the St. Louis area for nearly 20 years, it’s clear the city’s economy is driven by home-grown companies that are active and ingrained in our community. Many of the clients we work with at UMB are...

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  • Instant payments 101

    Instant payments 101

    The way money moves within our economy continues to evolve—for both personal and business expenses. Payments that we used to make via checks that took time to mail and process can now be made with an instant transfer from our...

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  • business owner readiness

    Your business is worth millions: Are you really ready to sell it?

    The consideration of owner readiness seems like a basic concept, but it can easily be overlooked in the excitement of valuation. In my experience, I’ve seen deals often fail because the owners bypassed exit planning, including the necessary step of...

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  • Growing with Texas market

    Growing with Texas: A stronger foundation, greater possibilities

    After nearly 15 years in the Texas market, we are just as excited today as we were the day we launched about serving our clients and the community here. We’re steadily growing, and at the end of 2025, loan balances...

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UMB in the news

Across UMB, our associates are sharing their industry knowledge, earning recognition in their field and helping our customers succeed.

Review our media coverage

We're here for you in the Midwest. Contact us to set up a time to meet that's convenient for you.

More than a century of service

“For more than a century, UMB Bank has delivered comprehensive business banking services and asset management. The foundation of our business is building and maintaining full-service relationships based on our long-standing commitment to trust, integrity and quality.”

– Jim Rine, President and Chief Executive Officer of UMB Bank

MEET OUR LEADERS

Get to know who leads UMB

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Mariner Kemper

Chairman and Chief Executive Officer, UMB Financial Corporation
Mariner Kemper is chairman and chief executive officer of UMB Financial Corporation. He has been with the company for more than 30 years and has served and led in many roles.

Under Mariner’s leadership as CEO, UMB has grown from a $6.9 billion, Midwest-focused bank into a super-regional, financial services powerhouse with $73.1 billion in assets (Dec. 31, 2025).

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Jim Rine UMB Bank President and CEO, Smiling in navy suit and pink tie with a lapel pin, seated in a softly blurred office setting

Jim Rine

President of UMB Financial Corporation and President and CEO of UMB Bank
James Rine (Jim) is president of UMB Financial Corporation and president and CEO of UMB Bank, n.a. As UMB Bank CEO, Jim is responsible for the bank’s revenue generation and operations, including commercial and personal banking, institutional services, wealth management, information and technology, and credit administration.

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Business financing and lending
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Treasury management
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Business checking and savings
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Cash flow strategies
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Payment services and credit cards
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Corporate trust and escrow agent
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Commercial real estate
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Fund administration
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Institutional investing

UMB Financial Corporation Overview

With our flat organization, we build solutions tailored specifically to the needs of our customers and their priorities. This attention to detail and our agile structure means more – more time, more efficiency and more connection with you.

View our latest financial fact sheets:

Reported earnings


Quarterly UMB Financial Corporation Fact Sheet

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We know how to serve you and your industry

Our specialized industry teams have deep technical and strategic knowledge of the challenges, needs and trends of their focus areas.

Explore our expertise