Learn why UMB should be your financial partner. We will work for you and your business.
Focused on you
At UMB, your business is not just a number. We get to know you, your goals and your values so we can be a partner throughout your business lifecycle.
Strategic insight
We review your unique business needs and help you optimize your opportunities while strategically planning for the short- and long-term.
Expertise and experience
Our team is made up of experienced professionals with deep technical knowledge, broad skill sets, and a robust understanding of the industries we serve and their unique needs.

Take a look at some of our latest insights
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Joining forces: Optimizing merged financial operations
Mergers and acquisitions rely on the right market conditions, but they are also contingent upon the timing and synergies of the parties involved. Experts and businesses alike are keeping an eye on the M&A environment—with many anticipating more favorable conditions...
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Stay ready for anything: Business blind spots to avoid for long-term success
There’s no question that businesses have been feeling the pinch of economic pressures during the last few years. While navigating the volatility can be challenging, some of these issues stem from seeds planted during a strong economy. It can be...
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Growth goals on the mind? Top ways to grow your business in 2025
Integral to long-term success, growth is a word that may come with mixed emotions for business owners over the past few years. Between inflation and higher interest rates to uncertainty around the 2024 election, many business owners have been focused...
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The power of personalization when you go ‘all in’ with one business bank provider
Just like individuals, it’s not uncommon for businesses to have different financial institutions that work with them on lending, depository services and treasury management (such as payables and receivables). However, over time, managing disjointed banking relationships, account types and points...
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Business email compromise (BEC): How to identify red flags and reduce risk
Business email compromise (BEC) scams are online payment fraud that targets businesses and can result in significant financial loss. BEC involves gaining unauthorized access to a legitimate email, text message or social media account, or an attempt to spoof or...
UMB in the news
Across UMB, our associates are sharing their industry knowledge, earning recognition in their field and helping our customers succeed.
Review our media coverageMore than a century of service
“For more than a century, UMB Bank has delivered comprehensive business banking services and asset management. The foundation of our business is building and maintaining full-service relationships based on our long-standing commitment to trust, integrity and quality.”
– Jim Rine, President and Chief Executive Officer of UMB Bank
MEET OUR LEADERS
Get to know who leads UMB

Mariner Kemper
Chairman and Chief Executive Officer, UMB Financial Corporation
Mariner has been with the company for nearly 30 years and has served many roles including president of UMB Bank Colorado, n.a. and executive vice president of UMB Financial Corporation.
Since taking the helm in 2004, Mariner has kept a tight rein on risk and built a large asset management and fee-based services business, and has positioned UMB as a top-performing regional bank.

Jim Rine
President of UMB Financial Corporation and President and CEO of UMB Bank
James Rine (Jim) is president of UMB Financial Corporation and president and CEO of UMB Bank, n.a. As UMB Bank CEO, Jim is responsible for the bank’s revenue generation and operations, including commercial and personal banking, institutional services, wealth management, information and technology, and credit administration.

Shannon Johnson
Executive Vice President and Chief Administrative Officer of UMB Financial Corporation
Shannon Johnson is executive vice president and chief administrative officer (CAO) at UMB Financial Corporation. As CAO, Shannon is responsible for executive oversight of legal and compliance, internal audit, credit and risk management, human resources, and corporate strategy.
UMB Financial Corporation Overview
With our flat organization, we build solutions tailored specifically to the needs of our customers and their priorities. This attention to detail and our agile structure means more – more time, more efficiency and more connection with you.
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We know how to serve you and your industry
Our specialized industry teams have deep technical and strategic knowledge of the challenges, needs and trends of their focus areas.