Learn why UMB should be your financial partner. We will work for you and your business.
Focused on you
At UMB, your business is not just a number. We get to know you, your goals and your values so we can assist you throughout your business lifecycle.
Strategic insight
We review your unique business needs and help you optimize your opportunities while strategically planning for the short- and long-term.
Expertise and experience
Our team is made up of experienced professionals with deep technical knowledge, broad skill sets, and a robust understanding of the industries we serve and their unique needs.
Take a look at some of our latest insights
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The importance of working capital in agribusiness
Read NowTo many bankers and financial lenders, working capital is perhaps the most important financial element to an operation. But for many producers, it’s not a priority until it is. I’ve heard it compared to oxygen in the human body –...
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Seven tips to improve business cash flow
Read NowRunning a business is hard work – juggling day-to-day priorities while simultaneously reacting to shifting market conditions and demand. It’s likely your first priority is to ensure the business is successful, which includes optimizing the company’s income/expense ratio. However, many...
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Questions every construction company should ask its bank in 2026
Read NowThe Dallas–Fort Worth metroplex continues to be one of the nation’s most active construction markets ‡. From industrial developments and data centers to healthcare facilities, multifamily housing and public infrastructure, demand continues to create opportunities for contractors and subcontractors alike...
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More than a sale: Planning for life after the business exit
Read NowAfter spending decades building a company, many business owners imagine the sale itself as the finish line. The transaction closes, the wire payment arrives and years of hard work finally culminate in financial success. But for many business owners, the...
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Planning your harvest cash flow and setting a strategy
Read NowAlong with harvest planning, pre-harvest is a critical time of year for farmers to assess their marketing and financial situation. It’s a good time to review your crop projections to see how they align with your pre-planting estimates and turn...
UMB in the news
Across UMB, our associates are sharing their industry knowledge, earning recognition in their field and helping our customers succeed.
Review our media coverageWe're here for you in the Midwest. Contact us to set up a time to meet that's convenient for you.
More than a century of service
“For more than a century, UMB Bank has delivered comprehensive business banking services and asset management. The foundation of our business is building and maintaining full-service relationships based on our long-standing commitment to trust, integrity and quality.”
– Jim Rine, President and Chief Executive Officer of UMB Bank
MEET OUR LEADERS
Get to know who leads UMB
Mariner Kemper
Chairman and Chief Executive Officer, UMB Financial Corporation
Mariner Kemper is chairman and chief executive officer of UMB Financial Corporation. He has been with the company for more than 30 years and has served and led in many roles.
Under Mariner’s leadership as CEO, UMB has grown from a $6.9 billion, Midwest-focused bank into a super-regional, financial services powerhouse with $73.1 billion in assets (Dec. 31, 2025).
Jim Rine
President of UMB Financial Corporation and President and CEO of UMB Bank
James Rine (Jim) is president of UMB Financial Corporation and president and CEO of UMB Bank, n.a. As UMB Bank CEO, Jim is responsible for the bank’s revenue generation and operations, including commercial and personal banking, institutional services, wealth management, information and technology, and credit administration.
UMB Financial Corporation Overview
With our flat organization, we build solutions tailored specifically to the needs of our customers and their priorities. This attention to detail and our agile structure means more – more time, more efficiency and more connection with you.
View our latest financial fact sheets:
We know how to serve you and your industry
Our specialized industry teams have deep technical and strategic knowledge of the challenges, needs and trends of their focus areas.