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Certificates of Deposit

Certificates of Deposit (CDs) are contract time deposits in which you agree to leave your money on deposit for a specified period of time. They can be issued for as little as $500. Interest is compounded and paid on a monthly, quarterly, semi-annual or annual basis at your discretion.


  • Standard maturities from 32 days to six years*
  • Automatically renewable at market rate
  • Fixed maturity date for all CDs
  • Fixed rate

Questions about certificates of deposit? For more information about CDs, stop by any UMB banking center or contact us via e-mail or phone.

*Shorter term CDs are also available.