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Health Savings Accounts

By partnering with a proven HSA custodian and BIN sponsor for benefit card programs, you can bring value to your current product offering. Whether you are an Insurance Carrier, Third Party Administrator, or Benefit Software Provider, UMB will work with you, and our card processing partner, to provide an integrated, wholesale, multipurpose health care debit card solution, with your branding, that you can offer to your clients as your solution.

Insurance Carriers, TPAs or Benefit Software Providers

For more information about offering a fully integrated health care debit card or HSA solution into your current product suite, please contact UMB Healthcare Services at 816.860.1078 or send us an e-mail at


If you are an employer looking to offer HSAs for your employees, you can learn more about our product by visiting our Health Savings Account Web site or contact UMB Healthcare Services at 816.860.1078 or send us an e-mail at

About UMB Healthcare Services

As one of the largest independent banks in America, UMB is fiercely committed to its customers and to ensuring that each and every one of you can count on more from us. Since our early beginnings in 1913, we’ve provided a wide range of products and services that help our customers reach their financial dreams.

In 1997, UMB embraced the concept of Consumer-directed Health Care and was one of the first banks in the country to offer Archer Medical Savings Accounts. Today, UMB supports multipurpose debit card solutions that include various combinations of Health Savings Accounts (HSAs), Flexible Spending Accounts (FSAs), Health Reimbursement Arrangements (HRAs), Lines of Credit (LOC), Dependent Care and Transit.