Flexible Healthcare Payment Solutions

No two clients are the same

That’s why UMB offers a range of flexible custodial options that support and differentiate your Consumer Directed Health Program (CDHP), from an all-in-one solution to seamless behind-the-scenes integration with your CDHP offering.


Healthcare solutions

UMB Healthcare Services can address virtually any need by providing customizable solutions, including custodial services for HSAs, multipurpose debit cards and other innovative healthcare payment solutions.



Employers want an easy and effective consumer-driven health care solution, and that’s just what we’ll provide. Our systems can integrate to deliver a seamless experience to your clients and their employees.


Communication tools

Our comprehensive resources make communication easy, improve the overall experience for your clients and their employees, and help them make sure they get the full value from their benefits and consumer-directed healthcare strategy.



UMB hero business exit

Health Savings Accounts (HSAs)

We understand HSAs and what it takes to make you look good. Our industry-leading experience, technology and services save you time and money. Employers want an easy and effective HSA solution and that’s just what we’ll provide. Our systems can integrate to deliver a seamless experience to your clients and their employees. In addition, all options with our HSA services are completely modular whether you need turn-key services or comprehensive integration and customization.

Benefits and features

Benefit cards

We know cards — whether your card is connected to a Flexible Spending Account, Health Reimbursement Account or Health Savings Account, UMB has the experience and the capacity to create a benefit card program that fits your needs. Our multipurpose card combines all the benefits of those healthcare accounts on a single card, providing a convenient option for paying for qualified services. The multipurpose card also has programs for medical, dependent care and transit.

Healthcare payment solutions

With UMB, if you can think it — we can do it. UMB’s healthcare payment solutions are designed to improve your bottom-line. We can help your company streamline business processes, seize new revenue opportunities and build customer loyalty by delivering innovative, easily customizable payment solutions and other financial services. We have the dedicated resources to collaborate and help you stay one step ahead of the competition.

Connect with UMB Healthcare Services sales representative today

About UMB Healthcare Services

Learn more about UMB Healthcare Services and how we deliver healthcare payment solutions including custodial services for health savings accounts (HSAs) and private label, multipurpose debit cards to insurance carriers, third-party administrators, software companies, employers and financial institutions.


Brian M. Hutchin CTP®, CHSA®

EVP and Director

816.860.1937 office

816.799.1125 mobile