Distressed Debt and Workout Solutions

UMB strives to meet the broad needs of borrowers and bondholders, navigates trouble spots as they occur, and helps protect bondholder value. We offer a consultative approach, an efficient onboarding and execution process, and a deep understanding of the intricacies of your transaction.

Connect today

Distressed Debt and Workout Solutions

UMB strives to meet the broad needs of borrowers and bondholders, navigates trouble spots as they occur, and helps protect bondholder value. We offer a consultative approach, an efficient onboarding and execution process, and a deep understanding of the intricacies of your transaction.

Connect today

Niche experience

Our workout team includes long-tenured specialists with a sophisticated understanding of remedies and strategies for preserving value and maximizing recoveries.

Strategic solutions

Our workout specialists recognize the economic and strategic implications of financial distress and facilitate solutions for your organization.

Time tested, reliable and independent

UMB has been a dependable provider of corporate trust services for more than 75 years. UMB’s nationally-acclaimed workout group adeptly navigates all aspects of a troubled financing.

How we help you

Our distressed debt team includes relationship managers and workout specialists. Each of our workout specialists has prior experience as a practicing attorney, allowing our team to deliver an unparalleled level of insight and service.

We understand the legal and administrative complexities of distressed debt instruments and work closely with borrowers, bondholders and professionals to help achieve recovery goals through:

  • Bondholder communications
  • Consensual debt restructurings
  • Negotiated forbearance agreements
  • Litigation, receiverships and foreclosure
  • Bankruptcy
  • Collateral sales
  • Consent solicitations
  • Tax reporting
  • Transfers and distributions
  • Satisfying capitalization requirements
BLOG ARTICLE

Successful workouts: Five critical ways a trustee can partner with investors

Due to current economic challenges, we expect increased distress and defaults in the municipal and corporate debt markets, in the United States and globally. Bondholders and their attorneys will need to work very closely with their corporate trustee as they pursue strategies for recovery amid debt-market turmoil and uncertainty.



BLOG ARTICLE

How the trustee’s role changes when a municipal or corporate bond issuer defaults

When an issuer defaults on a bond obligation, the role of the trustee shifts in crucial ways. Understanding that shift can help investors maximize their investment recovery as quickly and efficiently as possible.

Our distressed debt team has strong experience with a wide range of corporate and municipal transactions, including the following appointment types:
  • Municipal and corporate bond trustee
  • Paying and transfer agent/registrar
  • Default and successor trustee
  • Creditors’ committee representative
  • Collateral agent
  • Escrow agent
  • Loan agent
  • Settlement agent
  • Liquidation trustee

Corporate trust and escrow services

UMB is a nationally recognized and ranked provider of bond trustee and agency services to the corporate and municipal marketplaces.

Learn more about UMB corporate trust

Institutional Banking

UMB Institutional Banking combines all our institutionally focused capabilities into one cohesive unit. We provide solutions for the entire institutional marketplace.

Discover why UMB for your institution

Bank deposit products provided by UMB Bank n.a., Member FDIC. Equal Housing Lender

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