Public Finance

UMB is your active public finance partner

The Investment Banking Division public finance group provides tax-exempt and taxable financing solutions for public and private not-for-profit clients. We offer multiple financing structures that allow issuers to efficiently access the marketplace in a responsible, creditworthy and cost-effective manner.

Public Finance

UMB is your active public finance partner

The Investment Banking Division public finance group provides tax-exempt and taxable financing solutions for public and private not-for-profit clients. We offer multiple financing structures that allow issuers to efficiently access the marketplace in a responsible, creditworthy and cost-effective manner.

Exclusive underwriting

We are in the market daily, bidding on municipal bonds coming to market via the competitive bidding process. Our underwriting experience includes a wide array of credits, issue sizes, geographic regions, sale methods and relationships.

Comprehensive and complementary services

UMB is a full-service financial institution offering solutions to institutional clients for investment banking, public finance, corporate escrow, custody and more. For each project, we provide our clients with a comprehensive array of services based on their specific needs.

Specialized experience

Our team of municipal underwriting and trading professionals has more than 100 years of industry experience, including extensive relationships with both bulge bracket firms and regional dealers. We can leverage our unique understanding of both the buy and sell side of the market via UMB’s robust distribution network.

Strength of capital

UMB consistently maintains strong liquidity with a common equity tier 1 ratio above the regulatory threshold, which provides the financial strength and stability needed to navigate capital markets.

Schedule a consultation with one of our team members to analyze your financing opportunities.

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Alternative financing structures

Cash flow projections, debt service projections and financial schedules

Information regarding market conditions, forthcoming debt issues and other general economic information which may influence buy/sell decisions

Participant coordination to help facilitate timely and efficient completion

Assist with the selection of legal counsel for the review of all legal documents supporting the financing

Detailed analyses of new money issues, refundings and alternative financing structures

Our tailored approach, paired with our specialized industry experience, allows us to build creative and flexible programs to suit unique public finance needs. We have specific experience in the following areas, and more:

  • Cities and counties
  • School districts
  • Transportation
  • Economic Development
  • Housing
  • Healthcare
  • Higher education
  • 501(c)(3) organizations

Recent financing activity

City of Del Rio
General Municipal
$8,560,000

December 2019

Socorro ISD
School District
$12,915,000

December 2019

Park University
Higher Education
$8,500,000

December 2019

Investment banking resources

Review insights about the state of the markets with industry updates, analytic commentary and links to informative resources.

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UMB Institutional Banking

UMB Institutional Banking combines all our institutionally focused capabilities into one cohesive unit. We provide solutions for the entire institutional marketplace.

Discover why UMB for your institution

UMB Investment Banking Division is a division of UMB Bank, n.a., that provides integrated fixed income investment products and services to community banks, financial institutions and institutional investment clients. UMB Bank, n.a., is an affiliate within UMB Financial Corporation. UMB Financial Services, Inc., is a wholly owned subsidiary of UMB Financial Corporation and an affiliate of UMB Bank, n.a.

Products offered through UMB Bank, n.a. Investment Banking Division and UMB Financial Services, Inc., Member FINRA, SIPC, are: Not FDIC Insured | May Lose Value | Not Bank Guaranteed

Check the background of UMB Financial Services, Inc. and associated investment professionals on FINRA's BrokerCheck.


Bank deposit products provided by UMB Bank n.a., Member FDIC. Equal Housing Lender

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