Our integrated products and services meet the broad and diverse needs of our institutional banking partners, with room for tailoring and expansion. With a full suite of cash management services, UMB Investor Banking Services can accommodate your needs today, and evolve with you as your company grows and changes over time. Our programs are designed to fit your needs, so you can mix and match services that make the most sense for your business.
Investor Banking Services
Bank products and services for your institution
A proven provider of large-scale banking services and insured deposit account solutions for non-bank financial institutions and fintech companies.
Investor Banking Services
Bank products and services for your institution
A proven provider of large-scale banking services and insured deposit account solutions for non-bank financial institutions and fintech companies.
Breadth of product
We offer a broad range of tailorable capabilities that provide seamless integration and expansion to meet the evolving needs of your clients.
Tailored relationship model
Our dedicated relationship managers provide a client experience that’s focused on one-on-one attention, custom forecasting, modular feature selection and responsive communication.
Stability and dedication
This is not a sideline business for us. It’s a discipline with a 40-year track record of getting the job done.
Schedule a consultation with one of our team members
Contact UMB Investor Banking Services- Investor checkwriting
- Fraud monitoring
- Online banking and bill pay
- Wire transfer and ACH services
- Remote deposit capture
- Check clearing/positive pay
- Lockbox services
- NSCC/AIP settlement
- Overnight investment management
- Personalized file transmissions
- Specialty banking services
- HELOC servicing
FDIC sweep program
Our proprietary technology, supported by a dedicated team and resources, offers both financial intermediaries and banks the flexibility to develop and tailor a FDIC sweep program to meet your needs. With UMB, you benefit from a scalable platform that is designed with operational efficiency in mind.
For financial intermediaries:
With the UMB platform, financial intermediaries can offer their clients a liquid alternative to money market funds with expanded FDIC insurance coverage by automatically sweeping uninvested cash balances into interest-bearing accounts.
For banks:
Our easy-to-manage program provides community and regional banks and G-SIB’s with a cost-effective and stable source of uncollateralized wholesale funding in amounts ranging between $5 million and several billion.
Co-branded credit cards
UMB’s agent bank consumer and business card programs can help your organization grow revenue streams without incurring investments in systems, capital and human resources, while limiting the risk to your institution and easing your regulatory burden. With our portfolio acquisition experience, we can also guide your organization to enhance and grow existing card program.
HELOC servicing
Our solutions pair HELOC servicing firms with a complimentary suite of products and services to effectively support the borrower servicing model—from flexible and convenient ways to access the HELOC to payment collection. We offer custom branded HELOC cards through the VISA® card network and in-bound ACH receipt.
Investor account management platform
UMB’s investor banking platform is a customizable dashboard to suit your firm’s reporting and operational requirements, equipped with premium features that help you streamline and expedite transactions and account servicing.
- Built-in client support workflows
- Exception handling
- Settlement reporting
- Real-time data access
- Simplified data reporting
We met with clients just like you to determine the data and functionality you need the most for maximum efficiency. Your support team can:
- Access up to 7 years of transaction history
- Search and download investor demographics into multiple formats
- Flag and track transactions
- Adjust and confirm balances
- Submit a customer service request
If you do not operate or manage investor-facing websites, your UMB Investor Solutions team can give you access to our investor-facing online account management platform, Investor Online Direct. Your firm can private-label this interface to seamlessly integrate with your other offerings.
We process transactions for 50% of the Top 10 independent broker-dealers.
Source: Financial Planning, December 2018
We process transactions for 60 of the top broker-dealers.
Source: Investopedia, October 2018
3 of the Top 10 mutual fund companies are UMB Investor Solutions clients.
Source: Mutual Fund Directory, December 2018
A full-service partner
We have services that cover a broad range of operational needs, including healthcare services for institutions and employers.
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Institutional Banking
UMB Institutional Banking combines all our institutionally focused capabilities into one cohesive unit. We provide solutions for the entire institutional marketplace.