Are you a UMB Private Banking client?
Our private banking clients are eligible for exclusive credit management solutions.
Learn morePersonal Loans, HELOC, Mortgage, Auto Loans, and Lines of Credit
Personal loans and lending to help with your next step
Life can be unpredictable. That’s why we offer personal loans and lending options that can help you finance the unexpected and plan for the road ahead.
Loans and Lines of Credit
Personal lending to help with your next step
Life can be unpredictable. That’s why we offer personal loans and lending options that can help you finance the unexpected and plan for the road ahead.
Apply for a mortgage
Our experienced mortgage loan originators will work with you to ensure you receive the best service while financing the home of your dreams.
Learn about home equity
Compare home equity line of credit (HELOC) and home equity loan options to see which one can help you achieve your goals.
Apply for an auto loan
Whether buying a new or used vehicle or refinancing your current auto loan, UMB offers convenient auto lending solutions with competitive rates.
Exceptional service
Whether you know exactly what you need or prefer some help to understand your options, your UMB personal banker will be with you every step of the way.
Competitive rates
From mortgages and home equity solutions, to personal bank loans and auto financing, we offer competitive rates with convenient features.
Online access
Quickly and easily manage your UMB loan with online banking and the UMB Mobile Banking app.
Mortgage home loans
Purchasing a home is an exciting event, and UMB can help make the experience go smoothly, with a simple application process and one-on-one mortgage loan assistance. We can also assist with your home refinance plans.
Auto loans
Buy a new or used vehicle, or refinance your auto loan with UMB’s flexible auto lending solutions. We also offer loans for recreational vehicles like motorcycles and RVs.
Home equity lending
Upgrade your home, make repairs, create an emergency fund or prepare for a large purchase using your home equity through our home equity loan and HELOC options with competitive interest rates.
UMB Personal Loan
We can help finance whatever life throws your way, whether you want to pay down debt, consolidate debt, cover unexpected expenses or make a purchase. If you have a current UMB deposit account2, an unsecured personal loan may be useful for small home improvement projects or smaller purchases.
- Lower-rate alternative to credit cards
- Simpler process than other lending solutions
- No collateral required
- For loans $5,000 to $25,0001
Account features
- Convenient online account management
- Transparent fees and charges
- One-on-one financial review and assistance
Choose the UMB credit card with the rewards you want.
Get financing savvy with our loan calculators.
Subject to credit and collateral approval.
- Must be 18 years or older to apply. No discounts apply. Additional terms and conditions may apply. See a UMB personal banker for more information.
- Must be a current UMB customer.