Financial, Loan and Mortgage Calculators

UMB's financial calculators can help you address common financial challenges and questions around home financing, college and retirement savings, and consolidating debt.

Financial, Loan and Mortgage Calculators

UMB's financial calculators can help you address common financial challenges and questions around home financing, college and retirement savings, and consolidating debt.

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Savings

College Savings Calculator

Use our college savings calculator to determine how much you should be saving for college on a regular basis.




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529 College Savings Plan Calculator

Use this calculator to find out what are the advantages of a 529 college savings plan.




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Credit Card Balance Transfer Calculator

Use this balance transfer calculator to help determine those potential savings.



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Save Now vs. Save Later Calculator

Use this calculator to determine how much extra you will need to save if you wait.



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Retirement Savings Calculator

This pre-retirement calculator was developed to help you determine how well you have prepared and what you can do to improve your retirement outlook.

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Mortgage

New House Calculator

Use this calculator to determine how much house you can afford.

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Mortgage Payment Calculator

Use this calculator to estimate your monthly mortgage payment.

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Rent vs. Buy a Home Calculator

Use this calculator to help determine if it makes more sense for you to rent or buy a home at the current time.

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Closing Cost Impact on Interest Rate Calculator

Use this calculator to itemize the closing costs and to compare loans with different rates, fees or terms.

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Extra Payment Calculator

Use this calculator to determine how much more quickly you may be able to pay off your debt.

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Mortgage Tax Savings Calculator

Use this calculator to determine your potential tax savings with a mortgage.

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Finance Breakeven Calculator

Use our calculator to determine if refinancing makes sense for you.

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Mortgage Refinance Calculator

Use our refinance calculator to analyze your situation today.

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Loan Comparison Calculator

Use this calculator to help determine the best loan option for you.

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Adjustable Rate Mortgage Calculator

Use our calculator to see how interest rate assumptions will impact your monthly payments and the total interest paid over the life of the loan.




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Budgeting

Emergency Fund Calculator

Use this calculator to help determine how much you need to set aside monthly or as a lump sum to create an emergency fund.

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Personal Debt Consolidation Calculator

Use this debt consolidation calculator to determine how quickly you could get out of debt and how much interest you might save.

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Auto

Car Payment Calculator

Use this calculator to help determine how much you might be able to spend on an automobile.

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Auto Refinance Calculator

Use this calculator to determine the monthly savings that could be realized by refinancing your auto loan at a lower rate.

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