UMB Convenience Checking®
Just need the basics? Managing your money can be simple.
Sometimes you need a checking account with just the basics. UMB Convenience Checking is designed for people who want to keep it simple, but also want to feel valued. Best of all, we make it easy to waive the monthly service charge. And, all it takes is $100 to open.
Use it Conveniently
With UMB Convenience Checking, you'll enjoy the ultimate in accessibility.
- Unlimited Deposits and Withdrawals
- Free Online Banking, Mobile Banking and Bill Pay
- Free 24/7 Phone Access to Account Information
- Free Access to Hundreds of UMB ATMs Across Seven States
And there's more:
Overdraft Protection Available Upon Approval
- No Charge for Electronic Statements, and Only $3 for Paper Statements Each Month
- Up to Three Checks Paid Each Month at No Charge, and $2 for Each Check Paid Thereafter
How do I qualify for this checking account?
Great checking account like this comes with few guidelines. You must:
- Maintain an Average Daily Collected Balance* of $500 or greater each month OR
- Automatically Transfer $50 or greater to a linked Savings account each month
A $4 monthly service charge will be assessed at each monthly statement period in which none of the conditions described above are met.
*Average Daily Calculated Balance is calculated by adding together the balance of items in the account for which the bank has received credit (the "collected" balance) for each day of the monthly statement cycle. That balance is then divided by the number of days in the monthly statement period.