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Compare Rewards Programs

Compare Card Programs

Compare UMB Visa credit card programs to find the right one for you.

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UMB Direct Cash® Visa

Choose the UMB Direct Cash® Visa®, the easy, automatic way to get cash back.

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Redeem Your Points

UMB Simply Rewards® Visa

Choose the UMB Simply Rewards® Visa® credit card to earn more points at the places you shop every day.

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Preview our rewards program

Preview our rewards program

With your UMB Visa Simply Rewards credit card, earn 3X points on gas, groceries, discount stores, restaurants and fast food.

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UMB Visa® Chip Card

The new chip card from UMB.

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Use your UMB Visa credit card with Apple Pay®

Apple Pay®

Use your UMB Visa credit card with Apple Pay to make purchases with a single touch.

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Cardholder Agreement

Cardholder Agreement

Information about your credit card agreement.

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Learn More

Find a UMB Location

Call 800.860.4UMB (4862)