Mobile Banking App Tutorial: How to Deposit a Check
Description: This brief video overview will guide you through the steps toward depositing a check using the UMB Mobile app. Each step uses the app interface and animation to better familiarize the viewer with the proper manner to take advantage of this tool.
Mobile check deposits are subject to limitations.
See the UMB Mobile Banking Services Agreement and the UMB Mobile Banking Remote Deposit Terms and Conditions for more information.
How to deposit a check in the app.
Deposit your checks using mobile check deposit in the UMB app. To begin, open the UMB banking app on your mobile device and log into your account with you UMB user ID and password. From your app menu in the top left select Deposits.
Prepare your check by signing it on the back and writing "For deposit only" underneath your signature. Lay your check on a flat, dark background like a table or desk and press the Front of Check button to open your device's camera. Make sure the front of the check is within the displayed border and take a photo. Try to hold your hand steady so the picture is clear, but you will have the option to retake the photo if you need to. Flip the check over and repeat the process for the back of the check using the Back of Check button.
Once you have photographed the check, select which account you would like to deposit the check funds into and enter the amount of the check in the designated field. When you're finished, select Next in the top right corner. Review the deposit details and select Submit in the top right corner if everything is correct. You will receive an email alert when your deposit has been accepted and processed.
There are limits on the dollar amount and number of checks that you can deposit using the app. Refer to the UMB Mobile Banking Remote Deposit Terms and Conditions and the UMB Mobile Banking Services Agreement for more information.