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Online Banking Start-Up Guide


The following instructions will help you begin using Online Banking and its features. We recommend that you print this page for your convenience.

 

Online Banking

  1. Access the Internet.
  2. Go to the UMB Web site at: https://www.umb.com.
  3. Make sure Online Banking is selected in the drop down box on the left side of the screen under Account Sign In. Enter your User ID and click Next. Your User ID, also known as the User Name, and password were mailed to you separately if you enrolled in Online Banking at a UMB banking center or through the Contact Center. For your security, you may be prompted to answer a security question before entering your password. After you successfully log in for the first time, you will be required to change the password you received in the mail to a unique password.
  4. The Terms and Conditions should appear for you to review and accept or decline. You may continue using our Online Banking service after accepting the Terms and Conditions.

Utilize our Bill Payment Feature

  1. Log in to Online Banking at https://www.umb.com.
  2. Hover your mouse over the Bill Pay tab at the top of the screen and a menu will drop down. Select View/Edit Payees. 
  3. Add the Payees you wish to pay through our Bill Payment service.
  4. Once your Payees have been added, they will be retained for one-time and recurring payments in the future. To make a one-time payment, hover your mouse over the Bill Pay tab and select Make a Payment. To make a recurring payment, hover your mouse over the Bill Pay tab and select Make a Recurring Payment

Utilize our Account-to-Account Transfer Feature

  1. Log in to Online Banking at https://www.umb.com.
  2. Hover your mouse over the Transfers tab at the top of the screen and a menu will drop down.
  3. Select Make a Transfer to perform a one-time transfer from one account to another. If you wish to make a recurring transfer from one account to another at the frequency of your choice, select Make a Recurring Transfer. 
  4. You can view and edit your transfers once they have been established by selecting View/Edit Transfer or View/Edit Recurring Transfer.

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Online Banking

Pay your bills online. It saves you time and money.

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Security and Privacy

Protect yourself with these safety tips.