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Auto Loans

Get more mileage out of your wallet each month with a UMB Auto Loan.

Rates as low as 2.99% APR1


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Whether buying a new or used vehicle or even refinancing your current car loan, UMB offers convenient auto lending solutions with low, fixed rates on both new and used cars. Apply online today and close on your loan at any UMB banking center.

  • Pre-approval gives you the negotiating power of a cash buyer
  • Flexible terms allow you to choose the repayment period that fits your personal needs
  • No pre-payment penalty means you can pay off your loan early
  • Convenient payment methods give you the option of how and where to pay

Doing some research before you apply?

Check out these resources for new and used vehicle pricing and information. Just visit the National Automobile Dealers Association‡ (N.A.D.A.) website. Then use the UMB online car loan calculator to determine monthly payments based on various loan balances and various loan terms. When you’re ready, simply apply online for an auto loan from UMB.

For more information about our products and services, please contact us via phone or email or visit any UMB banking center.

1The Annual Percentage Rate (APR) shown is for new vehicles model years 2016 and newer and includes a waiver of the origination fee, which requires an active UMB Select Checking® account (new or existing) and a maximum term of 60 months. Your APR may be higher depending on collateral. Rates subject to change. Subject to credit approval. Must be 18 years or older to apply. Offer does not apply to refinances of existing UMB Bank auto loans. No other discounts apply. Consumer titled automobiles only. Additional terms and conditions apply including vehicle restrictions, such as age and mileage. Minimum loan amount of $7,500 or greater. Personal use vehicles only.

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