Small Business Checking
Spend less time banking and more time growing your business. Our Small Business Checking is designed especially for businesses with a low-to-moderate transaction volume.
This account offers:
- No monthly fee with a $2,500 average collected balance. A $10 service charge will be assessed if your average collected balance falls below $2,500 during any given billing cycle. (Account must be opened with a $100 minimum deposit).
- Free online account access and bill payment.
- 30 free credits per billing cycle.*
- 70 free debits per billing cycle.*
- 100 free deposited items per billing cycle.*
- No charge for check imaging.
*$0.40 per credit, debit or deposited item over the free allotment. Electronic credits (including Elavon merchant services settlement credits) are always free and do not count against allotted credits. Transfers completed through online banking or UMB Business Direct ( phone banking ) are always free and not included in the free credits or debits. Visa® Business Check card debits are always free and do not count against allotted debits, unless a non-Ultra ATM is used.