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Term Loans

A term loan is financing that generally is repaid over a term longer than one year. It has an amortization payment schedule with regular, predictable payments.


  • Term of loan structured to match life of asset
  • Requires an amortization schedule-like payment that is regular, predictable, and agreed upon between you and UMB
  • May be used to purchase machinery and equipment, vehicles and trucks, or furniture and fixtures
  • Convenient direct debit payment
  • Low down payment
  • Monitor and budget loan payments

For more information, please contact us via phone or e-mail or visit any UMB banking center.