Can an individual use HSA funds to pay insurance premium expenses?

Some insurance premiums are considered qualified medical expenses. An individual can make a qualified HSA distribution for the following insurance premiums:

An individual is allowed to spend the money in their HSA for any reason, but if the funds are used for anything other than a qualified medical expense, the funds are subject to normal income tax, and if the accountholder is under age 65, a 20 percent penalty.