How much does an HSA cost?

An HSA has a low monthly service fee in order to maintain the account. In some cases, an employer may pay the monthly service fee on behalf of their employee; however, UMB can also deduct the fee monthly from each HSA. In addition, there are other fees that may apply depending on the services an individual selects from UMB (e.g. account investment fees, closing fees, etc.). A fee schedule will be provided with the UMB HSA Account Terms and Conditions and/or welcome letter at the time of HSA enrollment.