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Personal Loans

Personal loans to fit your needs

Apply for a UMB personal loan with a competitive interest rate to help with your financial goals.

Lower-rate alternative to credit cards

If you have a current UMB deposit account¹, an unsecured personal loan may be useful to pay down or consolidate debt, cover an unexpected expense, or fund a special project or purchase.

Simpler process than other lending solutions

We can help finance whatever life throws your way.

No collateral required

For loans between $2,000 to $25,000²

Apply now

Personal Debt Consolidation Calculator

Use this debt consolidation calculator to determine how much interest you might save with a new loan.

Use calculator

ACCOUNT FEATURES

Convenient online account management
Transparent fees and charges
One-on-one financial review and assistance

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Subject to credit and collateral approval.

  1. Must be a current UMB customer.
  2. Must be 18 years or older to apply. No discounts apply. Additional terms and conditions may apply. See a UMB personal banker for more information.