Commercial Real Estate Loans
Flexible and nimble commercial real estate financing
Commercial real estate is a big deal. Whether you’re an experienced developer or a business owner investing in your own building, you need a financial partner you can depend on to follow through, follow up and help you follow your plans.
Strong infrastructure and commitment
We are built for longevity, and we don’t chase trends. With strong underwriting and large deal capacity, we can help you build, develop and acquire the real estate you need to succeed.
Reliable and steadfast
For more than a century, we have been working to strengthen and grow companies. We are in it for the long-haul and our seasoned real estate financers will work with you to manage challenges throughout the lifecycle of our partnership.
Deep expertise and strategic insight
Construction and real estate financing can be complex, which is why we take a team approach to your deal—leveraging our cross functional expertise in service to you and your business. We will help you establish a strategy that suits your current and future financing needs.
We are ready to get to know you and your needs
Our focus is always on the relationship we build with you, because we want to provide you with the solution you need—for this project, and the one on the horizon.
Business owners ready to purchase or renovate a building
When you decide to purchase real estate for your business, it’s important to analyze your options to ensure a good fit for the long-term—both with the building and your lender. We have a variety of financing and loan terms available for owner-occupied commercial real estate. We look at your whole financial picture to anticipate how a purchase can influence your bottom line, and structure a deal that works for your timeline, liquidity and goals.
We help you:
- Finance the purchase of the right building to take your business to the next level
- Refinance your real estate to meet your needs
Developers looking to get started on a project
Commercial real estate construction projects are complex, and require specific insight, local knowledge and an analytical approach. When you’re ready to launch a real estate development project, we can help you explore your opportunities, structure your deal and partner with you as the project progresses.
We work with you on:
- Construction only projects
- Construction/permanent financing
- Bridge financing
- Large-scale property renovations
Investors looking to diversify with real estate
UMB offers loan terms that vary from three to 10 years on stabilized investment properties structured to help meet your investment objectives.
For investment CRE term loans up to $3 million, UMB has a specialized program to meet the unique needs of small to moderate sized investment property owners.
UMB is a good fit for property investors looking to:
- Finance the purchase of an investment property
- Refinance into a new loan to meet current needs
- Renovate an investment property
Finance farmland
We are here to support America’s farmers, ranchers and growers with farmland financing and agricultural lending.
