Treasury Management

Cash management tools that work for your business

No matter the size of your operations, we roll up our sleeves to help you with the everyday details of your business, so you can plan, move and protect your cash flow on your terms.

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Treasury Management

Cash management tools that work for your business

No matter the size of your operations, we roll up our sleeves to help you with the everyday details of your business, so you can plan, move and protect your cash flow on your terms.

Connect with us

Automation and efficiency

Efficiency is critical when it comes to capital management. UMB’s comprehensive treasury management solutions can help you access real-time reporting, collect funds faster and improve productivity.

Comprehensive services

We will help you build an integrated set of solutions to manage the complexities of today’s payables and receivables.

Innovative solutions

UMB’s technology and online account dashboards let you track, manage and protect your capital, from remote deposit options for faster cash access to payroll solutions that improve distribution.

Accounts receivable management

Your accounts receivable is the backbone of your business operations. UMB can help you improve efficiency and maximize opportunity so you have the liquidity you need for today and tomorrow.

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Accounts payable management

No matter the complexity of your payables landscape, we can help you manage your expenses, streamline your timelines and increase your day-to-day control.

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Fraud management

We have solutions that can help you establish processes and implement tools to protect your business.

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Access real-time reporting with our business online banking platform, UMB Direct

Collaborate with our treasury management team

Implement processes to reduce and prevent fraud

Effectively manage your liquidity

Streamline your payables

Optimize day-to-day cash flow

Lockbox solutions to help maximize your receivables

Automate day-to-day functions to improve efficiency

Consolidate treasury and cash accounts with UMB as your holistic partner

Business online banking

We have the tools and systems you need to effectively and efficiently manage your business finances.

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Select features you can access with UMB:

  • ACH solutions
  • Wire transfer
  • Positive pay
  • Account reconciliation
  • Lockbox services
  • Remote and mobile deposit
  • Business card programs
  • Online account management

Payment services

We have a suite of cost-effective merchant payment services that deliver a seamless payment experience for your customers.

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Go global with UMB

We can help you efficiently expand your reach, while minimizing risk, with our international services.

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Understanding the threat of business fraud

Organizations of all sizes are under constant strain by suspicious and fraudulent activity. To successfully stay ahead of financial crime, a comprehensive payment fraud strategy must be developed across systems, departments and payment methods.

Five tips that can improve business cash flow

Running a business is hard work – juggling priorities while simultaneously reacting to shifting market conditions and demand. It’s likely your first priority is to make the business successful, which includes optimizing the company’s income/expense ratio. To help adjust to the business’ liquidity needs, take a look at the following tips for improving cash flow.

Manage payroll and employee benefits

UMB can help you serve your employees, whether you’re looking for payroll management services or an integrated HR solution.

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UMB commercial credit card

Our credit card is a powerful tool to monitor payments, control cash flow and manage expense accounts.

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Bank deposit products provided by UMB Bank n.a., Member FDIC. Equal Housing Lender

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