Capital Markets Division
Products, Services and Securities offered through the UMB Bank, n.a. Capital Markets Division and UMB Financial Services, Inc. are:
NOT FDIC INSURED • MAY LOSE VALUE • NOT BANK GUARANTEED
Capital Markets Division
We deliver a full range of innovative capital solutions with a service-first approach.
Strength and stability of capital
UMB Financial Corporation consistently maintains strong liquidity with a common equity tier 1 ratio above the regulatory threshold, which provides the financial strength and stability needed to navigate capital markets.
Comprehensive solutions and infrastructure
Our talented team will work to develop a unique financing solution that meets your specific needs, leveraging our extremely broad and diverse investor base which includes one of the largest bank and non-bank institutional networks in the country.
Extensive experience
Our highly tenured team, paired with our single point of contact client-service model, provides clients with direct access to UMB professionals who are ready to help navigate the complex arenas of capital markets.
CMD Customer Portal
How UMB serves you and your institution
Our personal service, paired with our strong underwriting capabilities, market insight and consistent capital backing uniquely positions us to serve financial institutions, municipalities, corporations, public and not-for-profit organizations across the U.S.
Connect with a UMB Bank Capital Markets team member for a full consultation.
Discover asset liability management and performance consulting
We offer a comprehensive suite of institutional solutions, from market data and robust technology platforms, while helping identify and mitigate risk, and maximizing profitability.*
Explore public finance solutions
We offer multiple financing structures that allow issuers to efficiently access the marketplace in a responsible, creditworthy and cost-effective manner to meet their capital needs.
Leverage our municipal advisors
UMB Financial Services, Inc., an affiliate of UMB Bank, helps communities, school districts, special districts and higher education institutions finance needed capital projects, achieve growth aspirations, and realize long-term goals.
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Treasury curve viewpoint: Fed policy shifts bond risk
Read NowIn his first few months as chairman of the Federal Reserve (Fed), Kevin Warsh, has reset several practices that markets have grown accustomed to over the past 15 years. The Fed is reviewing its policy framework and balance sheet, pulling...
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Balance sheet hedging strategies
Read NowInstitutions face persistent margin compression and balance sheet volatility, and natural balance sheet matching alone often falls short in mitigating those challenges. Interest rate hedging is an effective strategy that allows institutions to protect net interest income (NII) and stabilize...
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Trade strategy review: Adjusting to meet 2026 market instability
Read NowInstitutional investors and asset managers may need to update their 2026 plans to match the tremendous shifts seen so far on the global stage and in domestic markets. While it seems the U.S. economy is still advancing and forecasters are...
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Enhancing current expected credit losses (CECL) modeling and validation
Read NowNearly a decade ago, the Financial Accounting Standards Board (FASB) issued the CECL standard, ASC Topic 326 ‡. This standard requires all financial institutions, regardless of size, to measure expected credit losses for loans and other financial assets based on...
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Property tax reform provisions in Missouri Senate Bill 3
Read NowWritten as of September 25, 2025. In our conversations with municipal leaders and finance officials, SB3 comes up often. Here’s an overview and some specific points of consideration for municipalities in what amounts to a wait-and-see moment in time. In...
Connect with a UMB Bank Capital Markets team member for a full consultation
CMD Client Portal
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Retail Customers – Regulation Best Interest
If you have a retail relationship with UMB Bank, n.a. Capital Markets Division, below are key disclosures associated with your account:
*Fixed income trading services offered through UMB Bank, n.a. Capital Markets Division and UMB Financial Services, Inc.
UMB Bank, n.a. Capital Markets Division is a separately identifiable division of UMB Bank, n.a. UMB Bank, n.a. is an affiliate within UMB Financial Corporation. UMB Financial Services, Inc., Member FINRA
, SIPC, is a wholly owned subsidiary of UMB Financial Corporation and an affiliate of UMB Bank, n.a.
Products, Services and Securities offered through the UMB Bank, n.a. Capital Markets Division and UMB Financial Services, Inc. are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED