Capital Markets Division
Products, Services and Securities offered through the UMB Bank, n.a. Capital Markets Division and UMB Financial Services, Inc. are:
NOT FDIC INSURED • MAY LOSE VALUE • NOT BANK GUARANTEED
Capital Markets Division
We deliver a full range of innovative capital solutions with a service-first approach.
Strength and stability of capital
UMB Financial Corporation consistently maintains strong liquidity with a common equity tier 1 ratio above the regulatory threshold, which provides the financial strength and stability needed to navigate capital markets.
Comprehensive solutions and infrastructure
Our talented team will work to develop a unique financing solution that meets your specific needs, leveraging our extremely broad and diverse investor base which includes one of the largest bank and non-bank institutional networks in the country.
Extensive experience
Our highly tenured team, paired with our single point of contact client-service model, provides clients with direct access to UMB professionals who are ready to help navigate the complex arenas of capital markets.

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How UMB serves you and your institution
Our personal service, paired with our strong underwriting capabilities, market insight and consistent capital backing uniquely positions us to serve financial institutions, municipalities, corporations, public and not-for-profit organizations across the U.S.
Connect with a UMB Bank Capital Markets team member for a full consultation.

Discover asset liability management and performance consulting
We offer a comprehensive suite of institutional solutions, from market data and robust technology platforms, while helping identify and mitigate risk, and maximizing profitability.*

Explore public finance solutions
We offer multiple financing structures that allow issuers to efficiently access the marketplace in a responsible, creditworthy and cost-effective manner to meet their capital needs.

Leverage our municipal advisors
UMB Financial Services, Inc., an affiliate of UMB Bank, helps communities, school districts, special districts and higher education institutions finance needed capital projects, achieve growth aspirations, and realize long-term goals.
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Property tax reform provisions in Missouri Senate Bill 3
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Generating revenue and cultivating trust: Institutional banking as a UMB pillar
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Landmark changes for Texas school funding from SB4
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Data quality in interest rate risk models
Back testing and model validations are effective ways to monitor interest rate risk models. They evaluate the model’s outputs to assess whether the model effectively captures the institution’s risk exposures. The results of earnings at risk and economic value of...
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DUS bonds: An effective strategy for a steepening yield curve
Here, we review how Fannie Mae (FNMA) DUS bonds can benefit your bond portfolio. It’s been a long year for anyone waiting for rate cuts. Tariff uncertainty and lingering above-target inflation have put the Fed in wait-and-see mode. However, the...
Connect with a UMB Bank Capital Markets team member for a full consultation
CMD Client Portal
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Retail Customers – Regulation Best Interest
If you have a retail relationship with UMB Bank, n.a. Capital Markets Division, below are key disclosures associated with your account:
*Fixed income trading services offered through UMB Bank, n.a. Capital Markets Division and UMB Financial Services, Inc.
UMB Bank, n.a. Capital Markets Division is a separately identifiable division of UMB Bank, n.a. UMB Bank, n.a. is an affiliate within UMB Financial Corporation. UMB Financial Services, Inc., Member FINRA, SIPC
, is a wholly owned subsidiary of UMB Financial Corporation and an affiliate of UMB Bank, n.a.
Products, Services and Securities offered through the UMB Bank, n.a. Capital Markets Division and UMB Financial Services, Inc. are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED