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UMB as your Financial Partner for Business Banking

We will work for you and your business

We are ready to help you reach your goals with a partnership that keeps you and your business moving forward. See how we build relationships through the eyes of our clients.

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Learn why UMB should be your financial partner. We will work for you and your business.

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Focused on you

At UMB, your business is not just a number. We get to know you, your goals and your values so we can be a partner throughout your business lifecycle.

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Strategic insight

We review your unique business needs and help you optimize your opportunities while strategically planning for the short- and long-term.

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Expertise and experience

Our team is made up of experienced professionals with deep technical knowledge, broad skill sets, and a robust understanding of the industries we serve and their unique needs.

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Take a look at some of our latest insights

  • BEC email

    Business email compromise (BEC): How to identify red flags and reduce risk

    Business email compromise (BEC) scams are online payment fraud that targets businesses and can result in significant financial loss. BEC involves gaining unauthorized access to a legitimate email, text message or social media account, or an attempt to spoof or...

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  • business continuity fraud

    Managing business continuity while preventing fraud

    The COVID-19 global pandemic altered the way many businesses approached continuity and disaster preparation. Many companies had to shut down or limit access to offices, encourage or mandate work from home, and cancel events and gatherings. Balancing the necessity of...

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  • Construction businesses navigating loans

    Financing growth: Questions for construction businesses navigating loans

    According to analysis from StorageCafe of the U.S. Census, Yardi Matrix and CommercialEdge data ‡, Fort Worth clocks in at number nine in terms of the top 50 U.S. cities for real estate development in 2024. Most living in the...

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  • business cash flow

    Seven tips to improve business cash flow

    Running a business is hard work – juggling day-to-day priorities while simultaneously reacting to shifting market conditions and demand. It’s likely your first priority is to ensure the business is successful, which includes optimizing the company’s income/expense ratio. However, many...

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  • ransomware

    The realities of ransomware

    Ransomware: it’s a term and form of fraud that many businesses have become all too familiar with in recent years. A form of malware, ransomware is used by bad actors to infiltrate a company’s IT platforms and essentially hold them...

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UMB in the news

Across UMB, our associates are sharing their industry knowledge, earning recognition in their field and helping our customers succeed.

Review our media coverage

More than a century of service

“For more than a century, UMB Bank has delivered comprehensive business banking services and asset management. The foundation of our business is building and maintaining full-service relationships based on our long-standing commitment to trust, integrity and quality.”

– Jim Rine, President and Chief Executive Officer of UMB Bank

MEET OUR LEADERS

Get to know who leads UMB

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Mariner Kemper

Chairman and Chief Executive Officer, UMB Financial Corporation
Mariner has been with the company for nearly 30 years and has served many roles including president of UMB Bank Colorado, n.a. and executive vice president of UMB Financial Corporation.

Since taking the helm in 2004, Mariner has kept a tight rein on risk and built a large asset management and fee-based services business, and has positioned UMB as a top-performing regional bank.

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Jim Rine headshot

Jim Rine

President of UMB Financial Corporation and President and CEO of UMB Bank
James Rine (Jim) is president of UMB Financial Corporation and president and CEO of UMB Bank, n.a. As UMB Bank CEO, Jim is responsible for the bank’s revenue generation and operations, including commercial and personal banking, institutional services, wealth management, information and technology, and credit administration.

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Shannon Johnson headshot

Shannon Johnson

Executive Vice President and Chief Administrative Officer of UMB Financial Corporation
Shannon Johnson is executive vice president and chief administrative officer (CAO) at UMB Financial Corporation. As CAO, Shannon is responsible for executive oversight of legal and compliance, internal audit, credit and risk management, human resources, and corporate strategy.

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Business financing and lending
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Treasury management
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Business checking and savings
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Cash flow strategies
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Payment services and credit cards
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Corporate trust and escrow agent
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Commercial real estate
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Fund administration
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Institutional investing

UMB Financial Corporation Overview

With our flat organization, we build solutions tailored specifically to the needs of our customers and their priorities. This attention to detail and our agile structure means more – more time, more efficiency and more connection with you.

View our latest financial fact sheets:

Reported earnings


Quarterly UMB Financial Corporation Fact Sheet

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We know how to serve you and your industry

Our specialized industry teams have deep technical and strategic knowledge of the challenges, needs and trends of their focus areas.

Explore our expertise