UMB hero why UMB

UMB as your Financial Partner for Business Banking

We will work for you and your business

We are ready to help you reach your goals with a partnership that keeps you and your business moving forward. See how we build relationships through the eyes of our clients.

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Learn why UMB should be your financial partner. We will work for you and your business.


Focused on you

At UMB, your business is not just a number. We get to know you, your goals and your values so we can be a partner throughout your business lifecycle.


Strategic insight

We review your unique business needs and help you optimize your opportunities while strategically planning for the short- and long-term.


Expertise and experience

Our team is made up of experienced professionals with deep technical knowledge, broad skill sets, and a robust understanding of the industries we serve and their unique needs.


Take a look at some of our latest insights

  • Texas 10 year

    Recognizing more than 10 years in the Texas market: Top advice from the team

    After more than 10 years in the Texas market, we are just as excited today as we were the day we launched about serving our clients and the community here. We’re steadily growing, and at the end of the third...

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  • preventing fraud

    Managing business continuity while preventing fraud

    The COVID-19 global pandemic altered the way many businesses approached continuity and disaster preparation. Many companies had to shut down or limit access to offices, encourage or mandate work from home, and cancel events and gatherings. Balancing the necessity of...

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  • Business blind spots

    Stay ready for anything: Business blind spots to avoid for long-term success

    There’s no question businesses have been feeling the pinch of economic pressures during the past year, and while navigating them continues to be a challenge, some of these issues stem from seeds planted during a strong economy. When all economic...

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  • Personalization dedicated banker

    The power of personalization when you go ‘all in’ with one business bank provider

    Just like individuals, it’s not uncommon for businesses to have different financial institutions that work with them on lending, depository services and treasury management (such as payables and receivables). However, over time, managing disjointed banking relationships, account types and points...

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  • Protect company financial fraud

    Steps to protect your company from financial fraud

    According to the Association for Financial Professionals’ (AFP) 2023 survey‡, 65% of treasury and finance professionals reported payments fraud attacks and attempts in 2022. Companies continue to look for strategies for preventing fraud, which is leading businesses to make every...

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UMB in the news

Across UMB, our associates are sharing their industry knowledge, earning recognition in their field and helping our customers succeed.

Review our media coverage

More than a century of service

“For more than a century, UMB Bank has delivered comprehensive business banking services and asset management. The foundation of our business is building and maintaining full-service relationships based on our long-standing commitment to trust, integrity and quality.”

– Jim Rine, President and Chief Executive Officer of UMB Bank


Get to know who leads UMB


Mariner Kemper

Chairman and Chief Executive Officer, UMB Financial Corporation
Mariner has been with the company for nearly 30 years and has served many roles including president of UMB Bank Colorado, n.a. and executive vice president of UMB Financial Corporation.

Since taking the helm in 2004, Mariner has kept a tight rein on risk and built a large asset management and fee-based services business, and has positioned UMB as a top-performing regional bank.

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Jim Rine headshot

Jim Rine

President of UMB Financial Corporation and President and CEO of UMB Bank
James Rine (Jim) is president of UMB Financial Corporation and president and CEO of UMB Bank, n.a. As UMB Bank CEO, Jim is responsible for the bank’s revenue generation and operations, including commercial and personal banking, institutional services, wealth management, information and technology, and credit administration.

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Shannon Johnson headshot

Shannon Johnson

Executive Vice President and Chief Administrative Officer of UMB Financial Corporation
Shannon Johnson is executive vice president and chief administrative officer (CAO) at UMB Financial Corporation. As CAO, Shannon is responsible for executive oversight of legal and compliance, internal audit, credit and risk management, human resources, and corporate strategy.

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Business financing and lending
Treasury management
Business checking and savings
Cash flow strategies
Payment services and credit cards
Corporate trust and escrow agent
Commercial real estate
Fund administration
Institutional investing

UMB Financial Corporation Overview

With our flat organization, we build solutions tailored specifically to the needs of our customers and their priorities. This attention to detail and our agile structure means more – more time, more efficiency and more connection with you.

View our latest financial fact sheets:

Reported earnings

Quarterly UMB Financial Corporation Fact Sheet


We know how to serve you and your industry

Our specialized industry teams have deep technical and strategic knowledge of the challenges, needs and trends of their focus areas.

Explore our expertise