Cash Flow Management
Cash flow management solutions for your business
Managing a business means your eye is always on the next move, the next opportunity, the next market shift. We can help you strategically manage your everyday cash flow through deposit and treasury solutions, so you can stay focused on the future.
Strategic insight
We review your unique business needs and help you optimize your cash flow while strategically planning for the short- and long-term.
Comprehensive solutions
We are a full-service bank with comprehensive products and services that allow you to effectively and efficiently manage your liquidity.
Responsive service
At UMB, your business is not just a number. We get to know you, your goals and your values so we can be a partner throughout your business lifecycle.
Your capital management partner
Set your cash flow strategy with UMB’s business and commercial banking team.
Commercial checking accounts
We know your business needs are unique, which is why we offer a variety of commercial checking account options that range from everyday operating accounts to interest-bearing and investment opportunities for your cash balances.
Commercial savings solutions for businesses
If your business has additional funds and would like to earn interest while maintaining access to those funds, consider our commercial savings account options.
Treasury services
No matter the size of your operations, we roll up our sleeves to help you with the everyday details of your business, so you can plan, move and protect your cash flow on your terms. We deliver a suite of treasury solutions from receivables and payables management, to fraud mitigation tools and payroll services.
Commercial credit card
We have commercial credit card programs that can help you manage purchases, improve cash flow and streamline reporting. With enhanced administrative controls, online dashboards and transparent account agreements, you will have the tools you need to control and monitor spending.
Merchant payment services
Your customers can be anywhere, and they expect you to accept their payments easily and securely. UMB’s merchant services can provide you with efficient and simple payment solutions for all of your business needs. With our support, you can access technology, terminals and services that allow you to attract customers, keep customers, process payments and streamline your business operations.
Manage your business finances online
We have the tools and systems you need to effectively and efficiently manage your business finances—from anywhere, any time.
Managing business cash flow challenges in a stressed economy
Business owners must constantly adapt, shift and reprioritize based on demand, supply, market conditions and what may be on the horizon. As a first step, you may benefit from analyzing business cash flow and income generating polices.
Optimize short term business liquidity
As technology becomes more prevalent, an increasing variety of attacks are appearing. Whether it’s a phone call from someone posing as a grandchild asking for money or an email scam from someone in another country offering investment opportunities, fraudulent financial scams are causing elderly Americans to lose money every year.
